461 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 461 Garfield Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,486 sqft · built 1950
Lot Size0.177 acres (7,700 sqft)
OwnerCompany Name on File
Tax Bill$2,384 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN481-430-34-00

Property Details

APN / Parcel Number

Primary APN481-430-34-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,486 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area7,700 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address461 GARFIELD AVE
CityEL CAJON
StateCA
Zip92020-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 26 TR 002571
Legal SubdivisionPARK AVE
Legal Tract002571
Legal Block3
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3019
Census Tract16100

Owner

461 Garfield Ave is owned by a company that acquired it in April 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address461 GARFIELD AVE, EL CAJON, CA 92020-2731
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 5, 2021
Transfer Doc0000277695
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 9, 2021
Property Address461 GARFIELD AVE, EL CAJON, CA 92020-2731
Document Number0000277695
Map ReferenceMAP 2571
Instrument DateApr 5, 2021
Instrument2021-0277695
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address461 GARFIELD AVE, EL CAJON, CA 92020-2731

Mortgage

Document Number0000277696
DateApr 9, 2021
Instrument2021-0277696
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 461 Garfield Ave was $2,384 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$102,080 (+2%) Land $33,669 Building $68,411
2025$2,384.00 Homeowner's exemption$100,079 Land $33,009 Building $67,070
2023$2,455.00 (+0.2%) Homeowner's exemption$96,194 Land $31,728 Building $64,466
2022$2,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 461 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 461 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Garfield Ave

Nearby Streets

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