461 Emerald Isle Ct, Lexington, NC 27292 Property Records

Davidson County property record for 461 Emerald Isle Ct, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 7,158 sqft · built 2025
Lot Size	1.61 acres (70,325 sqft)
Owner	2 Trust Names on File
Last Sale	$232,500 (Nov 2020)
Tax Bill	$3,240 (2026)
Deeds & Mortgages	Sep 2022 Transfer Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-022-A-000-0056`

Property Details

APN / Parcel Number

Primary APN	`09-022-A-000-0056`
Alternative APNs	`9249910` `9264323`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	7,158 sqft Total Area
1st Floor Area	3,322 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	70,325 sqft (1.61 acres)
Lot Width	233 ft Width
View / Lot	Waterfront
Garage Area	1,284 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9264323
Street Address	461 EMERALD ISLE CT
City	LEXINGTON
State	NC
Zip	27292-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	P=27-75 L56&56A BK2563-402&2566-1324
Legal Subdivision	STONEY POINT HARBOR
Jurisdiction	DAVIDSON NC
Township / Civil Division	HEALING SPRING
Census Block Group	1
Census Block	1037
Census Tract	62001

Owner

461 Emerald Isle Ct is held in a trust since September 2022.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2003 CLUB RD, CHARLOTTE, NC 28205-3641
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Correction Deed
Aug 22, 2022	Intrafamily Transfer, Transfer
Nov 5, 2020	Warranty Deed, Construction Loan · Construction Mortgage CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Feb 1, 1998
Deed Document Number	202024462
Deed Book / Page	2439 / 1494
Last Transfer Date	Sep 8, 2022
Transfer Doc	0025661324
Record Updated	Oct 29, 2026

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	DAVIDSON NC
Recording Date	Sep 12, 2022
Property Address	461 EMERALD ISLE CT, LEXINGTON, NC 27292-7738
Document Number	0025661324
Book / Page	2566 / 1324
Map Reference	MB 27 PG 75
Instrument Date	Sep 8, 2022
Instrument	2022020473
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	461 EMERALD ISLE CT, LEXINGTON, NC 27292-7738

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Aug 22, 2022
Property Address	461 EMERALD ISLE CT, LEXINGTON, NC 27292-7738
Document Number	0025630402
Book / Page	2563 / 402
Map Reference	MB 50 PG 161
Instrument Date	Aug 16, 2022
Instrument	2022018871
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	461 EMERALD ISLE CT, LEXINGTON, NC 27292-7738

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Nov 5, 2020
Property Address	461 EMERALD ISLE CT, LEXINGTON, NC 27292-7738
Document Number	0024391494
Book / Page	2439 / 1494
Map Reference	MB 27 PG 75
Instrument Date	Nov 2, 2020
Instrument	2020000024462
Transaction Type	Construction Loan
Record Updated	Aug 2, 2021
Title Company	CARDINAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 YOUNG LN, 8, RYE, NH 03870-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2485 LAKEVIEW CT, AURORA, IL 60506-4435

Mortgage

Document Number	2020000024463
Date	Nov 5, 2020
Instrument	2020000024463

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 461 Emerald Isle Ct was $3,240, up 123.1% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,240.00 (+123.14%)	$555,250 (+145.69%)	$555,250 (+145.69%) Land $226,000 Building $329,250
2025	$1,452.00	$226,000	$226,000 Land $226,000
2023	$1,220.00	$226,000	$226,000 Land $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Emerald Isle Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Emerald Isle Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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