461 Elm St, Phoenix, OR 97535 Property Records

Jackson County property record for 461 Elm St, Phoenix, OR 97535

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2014)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381W15BC10810`

Property Details

APN / Parcel Number

Primary APN	`381W15BC10810`
Alternative APN	`10978051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	3,003 sqft
1st Floor Area	1,368 sqft
Basement Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	337 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	461 ELM ST
City	PHOENIX
State	OR
Zip	97535-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Range	01W
Legal Township	38S
Legal Section	15
Legal Quarter	2
Legal Subdivision	SKYLINE
Legal Block	5
Legal Lot Number	36
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	5
Census Block	5028
Census Tract	1602

Owner

Source: Jackson County records · APN 381W15BC10810

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	461 ELM ST, PHOENIX, OR 97535-7731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 05, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 06, 2014 · Amount on Record
Deed Sale	Jun 06, 2014 · Amount on Record
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Document Number	201414025
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	461 ELM ST, PHOENIX, OR 97535-7731
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 ELM ST, PHOENIX, OR 97535-7731

Mortgage

Document Number	0000026412
Date	Dec 28, 2023
Instrument	2023-026412

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	461 ELM ST, PHOENIX, OR 97535-7731
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029735
Date	Jul 07, 2021
Instrument	2021-029735

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	461 ELM ST, PHOENIX, OR 97535-7731
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011278
Date	Apr 05, 2017
Instrument	2017-011278

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 07, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Phoenix City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,870 (+3%)	$506,740 (+7.01%) Land $128,260 Building $378,480
2025	$4,240.00 (+2.44%)	$258,130 (+3%) Land $77,950 Building $180,180	$473,560 (+0.81%) Land $126,400 Building $347,160
2024	$4,139.00 (+3.24%)	$250,620 (+3%) Land $75,670 Building $174,950	$469,740 (-9.82%) Land $120,100 Building $349,640
2023	$4,009.00 (+2.72%)	$243,330 (+3%) Land $73,470 Building $169,860	$520,880 (+29.68%) Land $150,040 Building $370,840
2022	$3,903.00	$236,250 Land $71,330 Building $164,920	$401,680 Land $142,610 Building $259,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hunter Communications & Technologies Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 260 locations within half a mile of this property.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures