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461 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 461 E Main St, Forest City, NC 28043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,377 sqft · built 1920
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Jan 2026)
Tax Bill$1,851 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0416663

Property Details

APN / Parcel Number

Primary APN0416663
Alternative APNs
  • 416663
  • 5735

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,377 sqft Heated Area
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address461 E MAIN ST
CityFOREST CITY
StateNC
Zip28043-3139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOI
Legal DescriptionGPIN:1548089811120000; RES. E. MAIN ST.
Legal SubdivisionSARAH B COLEMAN
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOOL SPRING
Census Block Group2
Census Block2008
Census Tract960700

Owner

Source: Rutherford County records · APN 0416663

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address461 E MAIN ST, FOREST CITY, NC 28043-3139
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Aug 24, 2022Warranty Deed, Transfer
May 25, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2026 · Amount on Record
Deed SaleJan 14, 2026 · Amount on Record
Prior SaleDec 03, 2015 · Amount on Record
Deed Document Number2026
Deed Book / Page2098 / 4613
Prior Transfer DateJan 29, 2025
Prior Transfer Doc0020884592
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJan 14, 2026
Property Address461 E MAIN ST, FOREST CITY, NC 28043-3139
Document Number0020984613
Book / Page2098 / 4613
Instrument DateJan 10, 2026
Transaction TypeTransfer
Record UpdatedFeb 02, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$538.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1407 MORNING SKY GLN, BRADENTON, FL 34208-5730

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 E MAIN ST, FOREST CITY, NC 28043-3139

Mortgage

Document Number0020984618
DateJan 14, 2026
Instrument2098/4618
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.65%
Type Change DateFeb 01, 2031
Change Frequency5 Years
Min Rate At Change3.65%
Max Rate At Change7.65%
Index5-Year CMT
Max Rate11.6%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateAug 24, 2022
Property Address461 E MAIN ST, FOREST CITY, NC 28043-3139
Document Number0020641049
Book / Page2064 / 1049
Map ReferenceMB 2024 PG 675
Instrument DateAug 24, 2022
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1530, LENOIR, NC 28645-1530

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 E MAIN ST, MALONE, NY 12953-2122

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateMay 25, 2021
Property Address461 E MAIN ST, FOREST CITY, NC 28043-3139
Document Number0020464043
Book / Page2046 / 4043
Instrument DateMay 24, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 CAROLINA AVE, FOREST CITY, NC 28043-3220

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 E MAIN ST, FOREST CITY, NC 28043-3139

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityForest City Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,851.00 (+177.1%)$173,000 (+53.5%) Land $26,000 Building $147,000$173,000 (+53.5%) Land $26,000 Building $147,000
2023$112,700 Land $24,700 Building $88,000$112,700 Land $24,700 Building $88,000
2022$668.00
2021$668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the East Main Street Historic District
listed 2005 · 118 contributing resources · NRIS 05001450

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 196 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Vyve Broadband
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: e-Polk.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF FOREST CITY
serves 21,521 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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