461 E Cedar Dr, Round Lake Park, IL 60073 Property Records

Lake County property record for 461 E Cedar Dr, Round Lake Park, IL 60073

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,048 sqft · built 1916
Lot Size	2.89 acres (126,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2002)
Tax Bill	$19,754 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-204-054`

Property Details

APN / Parcel Number

Primary APN	`06-21-204-054`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	4,826 sqft
1st Floor Area	1,620 sqft
2nd Floor Area	1,428 sqft
Upper Floors Area	1,428 sqft
Basement Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	126,023 sqft (2.89 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	182 sqft
Deck Area	Deck Area
Patio Area	320 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	461 E CEDAR DR
City	ROUND LAKE PARK
State	IL
Zip	60073-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JORGENSENS CEDARS (EX E 106.2 FT) LOT 5
Legal Subdivision	JORGENSENS CEDARS
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	AVON
Census Block Group	2
Census Block	2013
Census Tract	861201

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 E CEDAR DR, ROUND LAKE PARK, IL 60073-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 5, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Sep 5, 2018	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2002 · Amount on Record
Deed Sale	Jun 27, 2002 · Amount on Record
Prior Sale	May 3, 1994 · Amount on Record
Deed Document Number	20024953706
Last Transfer Date	Oct 7, 2002
Transfer Doc	0005179601
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	461 E CEDAR DR, ROUND LAKE PARK, IL 60073-9689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007526879
Date	Nov 20, 2018
Instrument	7526879

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	461 E CEDAR DR, ROUND LAKE PARK, IL 60073-9689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007685486
Date	Aug 19, 2020
Instrument	7685486

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate
Rate	2.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	461 E CEDAR DR, ROUND LAKE PARK, IL 60073-9689
Document Number	0007583242
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 E CEDAR DR ROUND LAKE PARK IL 600739689, ROUND LAKE PARK, IL 60073-9689

Mortgage

Document Number	0007583242
Date	Aug 12, 2019
Instrument	7583242

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	461 E CEDAR DR, ROUND LAKE PARK, IL 60073-9689
Document Number	0007512064
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 E CEDAR DR ROUND ROUND LAKE PARK IL 60073, ROUND LAKE PARK, IL 60073

Mortgage

Document Number	0007512064
Date	Sep 11, 2018
Instrument	7512064

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2033

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Avon Township
Municipality	Round Lake Beach Village
Elementary School District	Grayslake Consolidated Community School District 46 (PK - 08)
Secondary School District	Grayslake Community High School District 127 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,053 (+20.67%) Land $79,658 Building $117,395	$591,218 (+20.67%) Land $238,998 Building $352,220
2024	$19,754.00 (+55.68%)
2023	$12,689.00 (-10.38%)	$163,294 (+51.88%) Land $66,011 Building $97,283	$489,931 (+51.88%) Land $198,053 Building $291,878
2022	$14,158.00	$107,514 Land $66,022 Building $41,492	$322,574 Land $198,086 Building $124,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1993–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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