461 E 4th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 461 E 4th St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,000 sqft · built 1979
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2022)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-3200-0150`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-3200-0150`
Alternative APN	`2132215CF32000150`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	461 E 4TH ST
City	CHULUOTA
State	FL
Zip	32766-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK 32 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Tract	5CF
Legal Block	32
Legal Lot Number	15
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2010
Census Tract	21205

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 E 4TH ST, CHULUOTA, FL 32766-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Feb 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CARL XU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	202244625
Deed Book / Page	10216 / 1669
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 13, 2022
Property Address	461 E 4TH ST, CHULUOTA, FL 32766-8609
Document Number	0102161669
Book / Page	10216 / 1669
Map Reference	MB 2 PG 54&55
Instrument Date	Apr 6, 2022
Instrument	2022044625
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1055 KENSINGTON PARK DR # DR803, 1055, ALTAMONTE SPRINGS, FL 32714-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 E 4TH ST, CHULUOTA, FL 32766-8609

Mortgage

Document Number	0102161674
Date	Apr 13, 2022
Instrument	10216/1674

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 18, 2022
Property Address	461 E 4TH ST, CHULUOTA, FL 32766-8609
Document Number	0101730887
Book / Page	10173 / 887
Map Reference	MB 2 PG 54&55
Instrument Date	Feb 8, 2022
Instrument	2022021015
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,437.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 S 5TH ST, GLENROCK, WY 82637-5043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 KENSINGTON PARK DR, ALTAMONTE SPRINGS, FL 32714-1911

Mortgage

Document Number	0010173889
Date	Feb 18, 2022
Instrument	10173/889

Lender

Name	CARL XU
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,635.00 (+9.25%) Homeowner's exemption	$209,447 (+5.99%)	$228,819 (+15.79%) Land $92,700 Building $136,119
2023	$2,412.00 (+191.66%) Homeowner's exemption	$197,616 (+151.84%)	$197,616 (-1.29%) Land $69,525 Building $128,091
2022	$827.00	$78,470	$200,189 Land $73,388 Building $126,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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