461 Dyer Ridge Rd, Baxter, TN 38544 Property Records

Putnam County property record for 461 Dyer Ridge Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,134 sqft · built 1985
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (May 2024)
Tax Bill	$736 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071056 13104`

Property Details

APN / Parcel Number

Primary APN	`071056 13104`
Alternative APN	`056 13104`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	340 ft deep x 100 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	461 DYER RIDGE RD
City	BAXTER
State	TN
Zip	38544-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: N01
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	4
Census Block	4000
Census Tract	1100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	461 DYER RIDGE RD, BAXTER, TN 38544-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit PUTNAM 1ST MERCANTILE BANK
May 30, 2019	Deed of Trust, Mortgage · Line of Credit PUTNAM 1ST MERCANTILE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Jan 14, 2013 · Amount on Record
Deed Document Number	298124
Deed Book / Page	1540 / 728
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	461 DYER RIDGE RD, BAXTER, TN 38544-3822
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 DYER RIDGE RD, BAXTER, TN 38544-3822

Mortgage

Document Number	0001517684
Date	Jan 9, 2024
Book Page	1517/684
Instrument	294055

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	461 DYER RIDGE RD, BAXTER, TN 38544-3822
Document Number	RB1124639
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 DYER RIDGE RD BAXTER TN 385443822, BAXTER, TN 38544-3822

Mortgage

Document Number	RB1124639
Date	Jun 6, 2019
Book Page	001124/000639
Instrument	226960

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$736.00 (+7.6%)	$27,675 (-) Land $2,675 Building $25,000
2023		$27,675 (-) Land $2,675 Building $25,000
2022	$684.00	$27,675 Land $2,675 Building $25,000	$110,700 (-) Land $10,700 Building $100,000
2021			$110,700 Land $10,700 Building $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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