461 Delaware St SE, Grand Rapids, MI 49507 Property Records

Kent County property record for 461 Delaware St SE, Grand Rapids, MI 49507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,520 sqft · built 1922
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Tax Bill	$986 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-14-31-405-015`

Property Details

APN / Parcel Number

Primary APN	`41-14-31-405-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	872 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Roof Type	Gable
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	132 ft deep x 41 ft wide
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	461 DELAWARE ST SE
City	GRAND RAPIDS
State	MI
Zip	49507-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	E 41 FT OF W 48 FT OF LOT 13* CHARLES JONES ADDITION
Legal Subdivision	CHARLES JONES ADD
Legal Lot Number	13
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	1
Census Block	1010
Census Tract	3100

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 DELAWARE ST SE, GRAND RAPIDS, MI 49507-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit ADVENTURE CU
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 1996
Deed Sale	Apr 19, 1996
Prior Sale	Dec 27, 1990 · Amount on Record
Deed Book / Page	3831 / 597
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	461 DELAWARE ST SE, GRAND RAPIDS, MI 49507-1225
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012525
Date	Feb 2, 2021
Instrument	20210202-0012525

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	461 DELAWARE ST SE, GRAND RAPIDS, MI 49507-1225
Document Number	0000090919
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 DELAWARE ST SE GRAND RAPIDS MI 495071225, GRAND RAPIDS, MI 49507-1225

Mortgage

Document Number	0000090919
Date	Nov 19, 2018
Instrument	90919

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2028

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	461 DELAWARE ST SE, GRAND RAPIDS, MI 49507-1225
Document Number	0000008756
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 DELAWARE ST SE GRAND RAPIDS MI 495071225, GRAND RAPIDS, MI 49507-1225

Mortgage

Document Number	0000008756
Date	Feb 2, 2018
Instrument	8756

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,100 (+12.15%)	$214,200 (+12.15%)
2025	$986.00 (+15.46%)	$95,500 (+25.82%)	$191,000 (+25.82%)
2023		$75,900	$151,800
2021	$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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