Florence County property record for 461 Cove Pointe Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,923 sqft · built 2010 |
| Lot Size | 0.27 acres (11,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2022) |
| Tax Bill | $890 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09818-01-030 |
| Primary APN | 09818-01-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,792 sqft (0.27 acres) |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 461 COVE POINTE DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOFF CROSSING II LT30 |
| Legal Subdivision | HOFFMEYER CROSSINGS |
| Legal Lot Number | 30 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 101 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Oct 30, 2024 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Sep 5, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 6, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Dec 5, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Prior Sale | Nov 15, 2011 · Amount on Record |
| Deed Document Number | 202217190 |
| Deed Book / Page | 1024 / 570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 7, 2026 |
| Property Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0000005972 |
| Book / Page | 1214 / 263 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20265972 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0000005972, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 1214/263 |
| Instrument | 20265972 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | DMA11270181 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | DMA1127/181 |
| Instrument | 2024013993 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010660280 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 1066/280 |
| Instrument | 2023-00011395 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | DMA11701588 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | DMA1170/1588 |
| Instrument | 2025010340 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Dec 5, 2022 |
| Property Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0010240570 |
| Book / Page | 1024 / 570 |
| Map Reference | MB 86 PG 448 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022-00017190 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 461 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0010240575 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 1024/575 |
| Instrument | 2022-00017191 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890.00 (+319.81%) | $12,498 (-99.81%) Land $1,040 Building $11,458 | $312,469 (-98.14%) Land $26,000 Building $286,469 |
| 2023 | $212.00 (-72.03%) Homeowner's exemption | $6,717,908 (+99,898.63%) Land $1,040,000 Building $5,677,908 | $16,794,770 (+9,899.98%) Land $2,600,000 Building $14,194,770 |
| 2022 | $758.00 Homeowner's exemption | $6,718 Land $1,040 Building $5,678 | $167,948 Land $26,000 Building $141,948 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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