461 Cottrell Rd, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 461 Cottrell Rd, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 1992
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jan 2020)
Tax Bill	$13,215 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-14262-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`15-14262-0000-00033`
Alternative APNs	`151426200033` `09236000`

Interior

Stories	2 Stories
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	09236000
Street Address	461 COTTRELL RD
City	MATAWAN
State	NJ
Zip	07747-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	.46AC
Legal Subdivision	COTTRELL VILLAGE SEC I
Legal Block	14262
Legal Lot Number	33
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1010
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 COTTRELL RD, MATAWAN, NJ 07747-7058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jul 22, 2019	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Mar 25, 2008
Deed Document Number	202010283
Deed Book / Page	17768 / 1186
Prior Transfer Date	Jan 24, 2008
Prior Transfer Doc	0000003325
Record Updated	Sep 20, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 31, 2020
Property Address	461 COTTRELL RD, MATAWAN, NJ 07747-7058
Document Number	2020010283
Book / Page	17768 / 1186
Instrument Date	Jan 20, 2020
Instrument	2020010283
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 COTTRELL ROAD, 461, OLD BRIDGE, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 COTTRELL ROAD, OLD BRIDGE, NJ

Mortgage

Document Number	2020010284
Date	Jan 31, 2020
Instrument	2020010284

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	461 COTTRELL RD, MATAWAN, NJ 07747-7058
Document Number	0000067552
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 COTTRELL RD MATAWAN NJ 077477058, MATAWAN, NJ 07747-7058

Mortgage

Document Number	0000067552
Date	Aug 21, 2019
Book Page	017594/001445
Instrument	67552

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate	4.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	461 COTTRELL RD, MATAWAN, NJ 07747-7058
Document Number	0000067551
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 COTTRELL RD MATAWAN NJ 077477058, MATAWAN, NJ 07747-7058

Mortgage

Document Number	0000067551
Date	Aug 21, 2019
Book Page	017594/001437
Instrument	67551

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	461 COTTRELL RD, MATAWAN, NJ 07747-7058
Document Number	0000017017
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 COTTRELL RD MATAWAN NJ 077477058, MATAWAN, NJ 07747-7058

Mortgage

Document Number	0000017017
Date	Aug 8, 2017
Book Page	016853/000020
Instrument	17017

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,900 (-) Land $58,100 Building $150,800	$208,900 (-) Land $58,100 Building $150,800
2025	$13,215.00 (+10.06%)	$208,900 (-) Land $58,100 Building $150,800	$208,900 (-) Land $58,100 Building $150,800
2024	$12,007.00 (+7.42%)
2023		$208,900 Land $58,100 Building $150,800	$208,900 Land $58,100 Building $150,800
2022	$11,178.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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