461 Clinton St, Clayton, OH 45315 Property Records

Montgomery County property record for 461 Clinton St, Clayton, OH 45315

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,426 sqft · built 1997
Lot Size	2.63 acres (114,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2016)
Tax Bill	$10,592 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2026 Mortgage
Flood Zone	Zone A (high risk)
APN	`M60-00216-0071`

Property Details

APN / Parcel Number

Primary APN	`M60-00216-0071`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,426 sqft Living Area
Gross Area	4,482 sqft
1st Floor Area	1,713 sqft
Basement Area	1,713 sqft
Finished Basement	1,713 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	114,737 sqft (2.63 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	96 sqft
Deck Area	202 sqft
Patio Area	1,050 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	461 CLINTON ST
City	CLAYTON
State	OH
Zip	45315-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-5-30
Legal Lot Number	71
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3031
Census Tract	120101

Owner

Source: Montgomery County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 CLINTON ST, CLAYTON, OH 45315-8965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIFTH THIRD BANK NA
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on Record
Deed Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	201654801
Last Transfer Date	Apr 15, 2020
Transfer Doc	0000031891
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	461 CLINTON ST, CLAYTON, OH 45315-8965
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 CLINTON ST T, T, CLAYTON, OH 45315-8965

Mortgage

Document Number	0000043580
Date	Aug 28, 2023
Instrument	202300043580

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 26, 2026
Property Address	461 CLINTON ST, CLAYTON, OH 45315-8965
Document Number	0000051371
Instrument Date	May 22, 2026
Instrument	202651371
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 CLINTON ST, CLAYTON, OH 45315-8965

Mortgage

Document Number	0000051371,
Date	Aug 26, 2026
Instrument	202651371

Lender

Name	MINSTER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	57 Months
Due	May 22, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Clayton City
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,592.00	$167,920 (-) Land $35,170 Building $132,750	$479,770 (-) Land $100,480 Building $379,290
2024	$10,592.00 (+9%)
2023	$9,717.00 (+7.98%)	$167,920 (+41%) Land $35,170 Building $132,750	$479,770 (+41%) Land $100,480 Building $379,290
2022	$8,999.00	$119,090 Land $24,940 Building $94,150
2020			$340,260 Land $71,260 Building $269,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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