461 Cardinal Dr, Satellite Beach, FL 32937 Property Records

Brevard County property record for 461 Cardinal Dr, Satellite Beach, FL 32937

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,401 sqft · built 1966
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Dec 2023)
Tax Bill$7,500 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-37-22-75-*-80

Property Details

APN / Parcel Number

Primary APN26-37-22-75-*-80
Alternative APNs
  • 26-37-22-75-00000.0-0080.00
  • 2606613

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,401 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,401 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions105 ft deep x 80 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area525 sqft

Exterior Amenities

PorchFlorida Room
Porch Area550 sqft
Deck Area519 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2606613
Street Address461 CARDINAL DR
CitySATELLITE BEACH
StateFL
Zip32937-3756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-11
Legal DescriptionWATERWAY ESTATES 3RD ADDN LOT 80
Legal Range37E
Legal Township26S
Legal Section22
Legal SubdivisionWATERWAY ESTATES 3RD ADDN
Legal Lot Number80
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3001
Census Tract66900

Owner

461 Cardinal Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address461 CARDINAL DR, SATELLITE BEACH, FL 32937-3756
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Dec 4, 2023Warranty Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2023 · Amount on File
Deed SaleDec 4, 2023 · Amount on File
Prior SaleJul 31, 1997 · Amount on File
Deed Document Number2023253471
Deed Book / Page9944 / 1981
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address461 CARDINAL DR, SATELLITE BEACH, FL 32937-3756
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 CARDINAL DR, SATELLITE BCH, FL 32937-3756

Mortgage

Document Number0099861373
DateFeb 6, 2024
Book Page9986/1373
Instrument2024024517
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 5, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 4, 2023
Property Address461 CARDINAL DR, SATELLITE BEACH, FL 32937-3756
Document Number0099441981
Book / Page9944 / 1981
Map ReferenceMB 19 PG 47
Instrument DateNov 20, 2023
Instrument2023253471
Transaction TypeTransfer
Record UpdatedDec 18, 2023
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2953 PEBBLE CREEK ST, MELBOURNE, FL 32935-7159

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 CARDINAL DR, SATELLITE BEACH, FL 32937-3756

Mortgage

Document Number0099441982
DateDec 4, 2023
Instrument9944/1982
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 461 Cardinal Dr was $7,500 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$621,730 (+2.7%)$624,500 (+3.16%)
2025$7,500.00 Homeowner's exemption$605,390 Land $355,000 Building $250,390$605,390 Land $355,000 Building $250,390
2023$2,709.00 (+7.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$215,640 (+3%)$615,190 (+18.14%) Land $350,000 Building $265,190
2022$2,524.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$209,360$520,750 Land $290,000 Building $230,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 461 Cardinal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 236 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies236 in force
Nearby Flood Claims55 (1981–2024)
Claims Outside the SFHA27 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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