461 Birch St, Reading, PA 19604 Property Records

Berks County property record for 461 Birch St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 944 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Feb 2017)
Tax Bill	$863 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-62-12-9890`

Property Details

APN / Parcel Number

Primary APN	`5317-62-12-9890`
Alternative APNs	`11-5317-62-12-9890` `11261300` `261300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	944 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11261300
Street Address	461 BIRCH ST
City	READING
State	PA
Zip	19604-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	1600

Owner

461 Birch St is owned and occupied by two individuals who bought it in February 2017.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	461 BIRCH ST, READING, PA 19604-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK
Feb 7, 2017	Grant Deed, Transfer JOHN D MILLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Deed Document Number	20174931
Prior Transfer Date	Oct 18, 2011
Prior Transfer Doc	0000043024
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 24, 2026
Property Address	461 BIRCH ST, READING, PA 19604-2813
Document Number	0000012560
Instrument Date	Mar 9, 2026
Instrument	202612560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 BIRCH ST, READING, PA 19604-2813

Mortgage

Document Number	0000012560,
Date	Apr 24, 2026
Instrument	202612560

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 7, 2017
Property Address	461 BIRCH ST, READING, PA 19604-2813
Document Number	0000004931
Instrument Date	Feb 6, 2017
Instrument	4931
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 BIRCH ST READING PA 196042813, READING, PA 19604-2813

Mortgage

Document Number	4932
Date	Feb 7, 2017
Instrument	4932

Lender

Name	JOHN D MILLER
Address	1453 FAIRVIEW DR, LEESPORT, PA 19533-9189
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 6, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 461 Birch St was $863 with a homeowner's exemption, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$863.00 (+3.98%) Homeowner's exemption	$30,600 (-) Land $12,000 Building $18,600	$12,000 (-) Land $12,000
2025	$830.00 (+2.47%) Homeowner's exemption	$30,600 (-) Land $12,000 Building $18,600	$12,000 Land $12,000
2024	$810.00	$30,600 Land $12,000 Building $18,600
1994			$30,600 Land $12,000 Building $18,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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