461 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 461 7th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,320 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2026)
Tax Bill	$8,636 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
APN	`381700 80.72-6-6`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-6-6`
Alternative APN	`1609290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,320 sqft Total Area
1st Floor Area	660 sqft
2nd Floor Area	660 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1609290
Street Address	461 7TH AVE
City	TROY
State	NY
Zip	12182-2910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2 STY FR HSE 276-21/270
Legal Block	6
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4016
Census Tract	40200

Owner

461 7th Ave, a duplex, is owned by an individual who bought it in April 2026.

Source: Rensselaer County and Troy City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	28 TYLER ST, TROY, NY 12180-5554
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Nov 8, 2024 · Amount on File
Deed Book / Page	11245 / 182
Prior Transfer Date	Aug 20, 2024
Prior Transfer Doc	0108180290
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 15, 2026
Property Address	461 7TH AVE, TROY, NY 12182-2910
Document Number	0112450182
Book / Page	11245 / 182
Instrument Date	Feb 11, 2026
Instrument	2026.670054
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TYLER ST, TROY, NY 12180-5554

Mortgage

Date	Apr 15, 2026

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 461 7th Ave was $8,636, down 59.5% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,636.00 (-59.46%)
2025	$21,301.00	$110,000 Land $14,000 Building $96,000	$188,400 Land $23,978 Building $164,422
2023		$110,000 (-) Land $14,000 Building $96,000	$157,100 (+8.54%) Land $19,995 Building $137,105
2022	$5,726.00	$110,000 Land $14,000 Building $96,000	$144,737 Land $18,421 Building $126,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 461 7th Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 461 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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