McLeod County property record for 461 5th St N, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,108 sqft · built 1974 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,952 (2026) |
| Deeds & Mortgages | Nov 2011 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.101.0080 |
| Primary APN | 21.101.0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Total Area |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 432 sqft |
| Finished Basement | 432 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 461 5TH ST N |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DICKEY'S ADD LOT-002 BLOCK-002 |
| Legal Subdivision | DICKEY'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950100 |
461 5th St N is owned and occupied by two individuals.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 461 5TH ST N, WINSTED, MN 55395-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2011 | Deed of Trust, Mortgage STATE FARM BANK, F.S.B. |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 461 5TH ST N, WINSTED, MN 55395-1022 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 497, WINSTED, MN 55395-0497 |
| Document Number | 0000T53265 |
|---|---|
| Date | Nov 1, 2011 |
| Instrument | T53265 |
| Name | STATE FARM BANK, F.S.B. |
|---|---|
| Address | 1 STATE FARM PLZ, BLOOMINGTON, IL 61710 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 461 5TH ST N, WINSTED, MN 55395-1022 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000063627 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 63627 |
| Name | STATE FARM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 11, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 461 5TH ST N, WINSTED, MN 55395-1022 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 63627 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 63627 |
| Name | STATE FARM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 11, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 461 5th St N was $2,952 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,952.00 Homeowner's exemption | ||
| 2025 | $215,700 Land $50,600 Building $165,100 | $215,700 Land $50,600 Building $165,100 | |
| 2022 | $189,300 Land $48,100 Building $141,200 | $189,300 Land $48,100 Building $141,200 | |
| 2019 | $2,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 461 5th St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 461 5th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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