461 28th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 461 28th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,559 sqft · built 1929
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Feb 2023)
Tax Bill	$10,567 (2025)
Deeds & Mortgages	Aug 2026 Transfer Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515-220-001-9`

Property Details

APN / Parcel Number

Primary APN	`515-220-001-9`
Alternative APN	`515-220-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1932
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	461 28TH ST
City	RICHMOND
State	CA
Zip	94804-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NICH MAC AVE CIV CEN LT 40 POR 39 BLK 12
Legal Subdivision	NICHOLL MACDONALD AVE CIVIC
Legal Block	12
Legal Lot Number	40
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	374000

Owner

Source: Contra Costa County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 28TH ST, RICHMOND, CA 94804-1732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Feb 16, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	202314301
Last Transfer Date	Aug 8, 2026
Transfer Doc	0000087340
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 19, 2026
Property Address	461 28TH ST, RICHMOND, CA 94804-1732
Document Number	0000087340
Instrument Date	Aug 8, 2026
Instrument	202687340
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	461 28TH ST, RICHMOND, CA 94804-1732

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 16, 2023
Property Address	461 28TH ST, RICHMOND, CA 94804-1732
Document Number	0000014301
Map Reference	MB 8 PG 190
Instrument Date	Feb 14, 2023
Instrument	2023-014301
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO HILLTOP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	461 28TH ST, RICHMOND, CA 94804-1732

Mortgage

Document Number	0000014302
Date	Feb 16, 2023
Instrument	2023-014302

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 12, 2020
Property Address	461 28TH ST, RICHMOND, CA 94804-1732
Document Number	0000113189
Map Reference	VOL 5 PG 150
Instrument Date	May 20, 2020
Instrument	2020-113189
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 28TH ST, RICHMOND, CA 94804-1732

Mortgage

Document Number	0000113190
Date	Jun 12, 2020
Instrument	2020-113190

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	662 Months
Due	Aug 8, 2075

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,336 (+2%) Land $477,543 Building $169,793
2025	$10,567.00 (+13.14%)	$634,644 (+1,119.32%) Land $468,180 Building $166,464
2023	$9,340.00 (+349.9%) Homeowner's exemption	$52,049 Land $20,704 Building $31,345
2022	$2,076.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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