461 16th St SE, Naples, FL 34117 Property Records

Collier County property record for 461 16th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1987
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Nov 2025)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2024 Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`341800 126 04C11`

Property Details

APN / Parcel Number

Primary APN	`341800 126 04C11`
Alternative APNs	`3920956000807500012604` `39209560008`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	98,881 sqft (2.27 acres)

Location & Zoning

Street Address	461 16TH ST SE
City	NAPLES
State	FL
Zip	34117-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 48 N 150FT OF TR 126 OR 1861 PG 1467
Legal Range	27
Legal Township	49
Legal Section	11
Legal Subdivision	GOLDEN GATE EST UNIT 48
Legal Tract	126
Legal Block	3
Legal Unit	48
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10426

Owner

Source: Collier County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 16TH ST SE, NAPLES, FL 34117-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 2, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 5, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Sep 22, 2018	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Sep 22, 2018 · Amount on Record
Deed Document Number	20256749437
Deed Book / Page	6523 / 3546
Prior Transfer Date	Dec 8, 2010
Prior Transfer Doc	0046312717
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	461 16TH ST SE, NAPLES, FL 34117-9419
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 16TH ST SE, NAPLES, FL 34117-9419

Mortgage

Document Number	0062441836
Date	May 5, 2023
Book Page	6244/1836
Instrument	6399439

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2049

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	461 16TH ST SE, NAPLES, FL 34117-9419
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 16TH ST SE, NAPLES, FL 34117-9419

Mortgage

Document Number	0063861107
Date	Aug 2, 2024
Book Page	6386/1107
Instrument	6578190

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2049

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 5, 2025
Property Address	461 16TH ST SE, NAPLES, FL 34117-9419
Document Number	0065233546
Book / Page	6523 / 3546
Map Reference	MB 5 PG 78&79
Instrument Date	Oct 29, 2025
Instrument	6749437
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TITLE 24 LLC, TITLE 239 LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 16TH ST SE, NAPLES, FL 34117-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 16TH ST SE, NAPLES, FL 34117-9419

Mortgage

Document Number	0065233548
Date	Nov 5, 2025
Instrument	6523/3548

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	461 16TH ST SE, NAPLES, FL 34117-9419
Document Number	0056472658
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 16TH ST SE NAPLES FL 341179419, NAPLES, FL 34117-9419

Mortgage

Document Number	0056472658
Date	Jul 1, 2019
Book Page	005647/002658
Instrument	5733819

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 22, 2018
Property Address	461 16TH ST SE, NAPLES, FL 34117-9419
Document Number	0055550773
Book / Page	5555 / 0773
Map Reference	MB5 PG78&79
Instrument Date	Sep 14, 2018
Instrument	5615529
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6190 CYPRESS HILL RD, 6190, WINTER GARDEN, FL 34787-5395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 16TH ST SE, NAPLES, FL 34117-9419

Mortgage

Document Number	0055550775
Date	Sep 22, 2018
Book Page	5555/0775
Instrument	5615530

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,686.00 (+12.15%)	$215,225 (+1%)	$253,671 (+7.89%) Land $115,770 Building $137,901
2024	$2,395.00 (-7.53%)	$195,659 (+1%)	$235,112 (-20.6%) Land $133,930 Building $101,182
2023	$2,590.00 (+8.46%)	$177,872 (+1%)	$296,119 (+19.42%) Land $183,870 Building $112,249
2022	$2,388.00	$161,702	$247,974 Land $141,818 Building $106,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Streamline Internet.

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