Macomb County property record for 46090 Edgewater Dr, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1954 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,069 (2022) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-09-33-153-012 |
| Primary APN | 15-09-33-153-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,722 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Account Number | 0933153012 |
|---|---|
| Street Address | 46090 EDGEWATER DR |
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C RES |
| Legal Description | ANCHOR BAY SHORES LOT 175 & S 1/2 LOT 176 |
| Legal Subdivision | ANCHOR BAY SHORES |
| Legal Lot Number | 175-176 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 268200 |
Source: Macomb County records, as of August 30, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 8, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 8, 2023 |
| Transfer Doc | 2300067995 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Investor | Possibly a Property Investor |
| Document Number | 2400016397 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 29496/515 |
| Instrument | 202400016397 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 8, 2023 |
| Property Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Document Number | 2300067995 |
| Book / Page | 29246 / 901 |
| Map Reference | LB 11 PG 49 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202300067995 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Name | Verified Name |
|---|---|
| Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Investor | Possibly a Property Investor |
| Document Number | 2300067996 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 202300067996 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.6% |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46090 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000126257 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 25016/560 |
| Instrument | 7126257 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macomb County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $109,000 | $218,000 | |
| 2022 | $3,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 578.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 84 (1980–2026) |
| Claims Outside the SFHA | 36 of 84 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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