Union County property record for 4609 Winterberry Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1999 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jan 2008) |
| Tax Bill | $2,537 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-363-078 |
| Primary APN | 09-363-078 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 1,604 sqft |
| 1st Floor Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4609 WINTERBERRY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #52 BREKONRIDGE PH 1 OPCE581-582 |
| Legal Subdivision | BREKONRIDGE |
| Legal Lot Number | 52 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4609 WINTERBERRY LN, MONROE, NC 28110-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2008 · Amount on Record |
| Deed Sale | Jan 18, 2008 · Amount on Record |
| Prior Sale | Oct 26, 2007 · Amount on Record |
| Deed Document Number | 20082041 |
| Deed Book / Page | 4788 / 728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4609 WINTERBERRY LN, MONROE, NC 28110-5636 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4609 WINTERBERRY LN, MONROE, NC 28110-5636 |
| Document Number | 0008659785 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 8659/785 |
| Instrument | 4109 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4609 WINTERBERRY LN, MONROE, NC 28110-5636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | EQUITY NATIONAL TITLE AND CL |
| Name | Verified Name |
|---|
| Document Number | 0007219198 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 7219/198 |
| Instrument | 0023461 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,300 (-) Land $66,000 Building $224,300 | $290,300 (-) Land $66,000 Building $224,300 | |
| 2025 | $2,537.00 (+21.62%) | $290,300 (+51.75%) Land $66,000 Building $224,300 | $290,300 (+51.75%) Land $66,000 Building $224,300 |
| 2023 | $2,086.00 | $191,300 Land $40,100 Building $151,200 | $191,300 Land $40,100 Building $151,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures