4609 Whiting Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4609 Whiting Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,086 sqft · built 2024
Lot Size	0.245 acres (10,711 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Feb 2025)
Tax Bill	$569 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-10-34-28-060-0001-5440`

Property Details

APN / Parcel Number

Primary APN	`C-10-34-28-060-0001-5440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,086 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,711 sqft (0.245 acres)
Lot Dimensions	125 ft deep x 86 ft wide
Garage Type	Finished
Garage Area	546 sqft
Driveway	Driveway
Driveway Area	459 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4609 WHITING DR
City	SEBRING
State	FL
Zip	33870-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC F PB8 PG 64 LOT 1544
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC F
Legal Lot Number	1544
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2040
Census Tract	960104

Owner

4609 Whiting Dr is owned and occupied by an individual who bought it in February 2025.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4609 WHITING DR, SEBRING, FL 33870-8443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Jan 11, 2024	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Prior Sale	Jan 11, 2024 · Amount on File
Deed Document Number	2242842
Deed Book / Page	3096 / 452
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4609 WHITING DR, SEBRING, FL 33870-8443
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 WHITING DR, SEBRING, FL 33870-8443

Mortgage

Document Number	0002285620
Date	Oct 30, 2025
Book Page	3153/1776
Instrument	2285620

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 11, 2024
Property Address	4609 WHITING DR, SEBRING, FL 33870-8443
Document Number	0002185570
Book / Page	3020 / 61
Map Reference	MB 8 PG 64
Instrument Date	Jan 3, 2024
Instrument	2185570
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3238 LEYLAND WAY SE, CONYERS, GA 30013-6495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4410 SNAPPER DR, SEBRING, FL 33870-7834
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,078 Land $20,000 Building $264,078	$284,078 Land $20,000 Building $264,078
2024	$569.00 (+217.88%)
2023	$179.00 (+20.95%)	$16,000 (+42.22%) Land $16,000	$16,000 (+42.22%) Land $16,000
2022	$148.00	$11,250 Land $11,250	$11,250 Land $11,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4609 Whiting Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Whiting Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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