4609 Stone Cross Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4609 Stone Cross Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,508 sqft · built 2005
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Tax Bill	$880 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-07-7-26-12-0-00160-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-7-26-12-0-00160-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,508 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Patio Area	102 sqft

Location & Zoning

Street Address	4609 STONE CROSS DR
City	OLIVE BRANCH
State	MS
Zip	38654-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WINDSTONE S/D PHASE 3 LOT 160
Legal Range	07
Legal Township	01
Legal Section	26
Legal Subdivision	WINDSTONE S/D PHASE 3
Legal Phase	3
Legal Lot Number	160
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	70524

Owner

4609 Stone Cross Dr is owned and occupied by an individual who acquired it in July 2008.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4609 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2008
Deed Sale	Jul 17, 2008
Deed Document Number	0000589284
Deed Book / Page	589 / 284
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4609 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428

Mortgage

Document Number	005168/748
Date	Feb 26, 2021
Book Page	5168/748

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4609 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004870/083
Date	Jan 16, 2020
Book Page	4870/083

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Stone Cross Dr was $880.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00	$15,104 Land $3,000 Building $12,104	$151,044 Land $30,000 Building $121,044
2023	$1,037.00	$15,104	$151,044 Land $30,000 Building $121,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Stone Cross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Stone Cross Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Northcentral Connect.

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