4609 Spruce St, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4609 Spruce St, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1981
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2020)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`13-10-08-28-0-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-28-0-000-033.000`
Alternative APNs	`ALT APN:1008280000033000` `210583`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	210583
Street Address	4609 SPRUCE ST
City	CEDAR BLUFF
State	AL
Zip	35959-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69, CORNWALL S/D 2ND ADD, PB 5/42
Legal Subdivision	CORNWALL
Legal Lot Number	69
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1014
Census Tract	955701

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4645 SPRUCE ST, CEDAR BLUFF, AL 35959-5314
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	214458
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 29, 2020
Property Address	4609 SPRUCE ST, CEDAR BLUFF, AL 35959-5314
Document Number	0000214458
Map Reference	PB 5 PG 42
Instrument Date	Aug 19, 2020
Instrument	214458
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+4.38%)	$13,560 (+7.96%) Land $9,380 Building $4,180	$238,500 (+4.38%) Land $93,800 Building $144,700
2024	$1,074.00	$12,560 (-45.06%) Land $8,380 Building $4,180	$228,500 (-) Land $83,800 Building $144,700
2023	$1,074.00	$22,860 (+82.01%)	$228,500 (-) Land $83,800 Building $144,700
2022	$1,074.00	$12,560 Land $8,380 Building $4,180	$228,500 Land $83,800 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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