Smith County property record for 4609 Scr 541, Forest, MS 39074
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,235 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $446 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-08-000-007.01 |
| Primary APN | 123-08-000-007.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,235 sqft Adjusted Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4395 |
|---|---|
| Street Address | 4609 SCR 541 |
| City | FOREST |
| State | MS |
| Zip | 39074-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC IN SE OF NE |
| Legal Range | 08E |
| Legal Township | 04N |
| Legal Section | 08 |
| Jurisdiction | SMITH MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950100 |
Source: Smith County records · APN 123-08-000-007.01
Assessment roll updated November 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3815 HILLSBORO LUDLOW RD, FOREST, MS 39074-8694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · FHA Mortgage ALCOVA MORTGAGE |
| May 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI HOME CORPORATION |
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI HOME CORPORATION |
| Mar 26, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 000691/444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH MS |
| Recording Date | May 04, 2026 |
| Property Address | 4609 SCR 541, FOREST, MS 39074-5864 |
| Document Number | 0000001075 |
| Book / Page | 714 / 4 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261075 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3439 SCR 135, MORTON, MS 39117-5123 |
| Document Number | 0000001075, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 714/4 |
| Instrument | 20261075 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH MS |
| Recording Date | May 04, 2026 |
| Property Address | 4609 SCR 541, FOREST, MS 39074-5864 |
| Document Number | 0000001076 |
| Book / Page | 714 / 19 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261076 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4609 SCR 541, FOREST, MS 39074-5864 |
| Document Number | 0000001076, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 714/19 |
| Instrument | 20261076 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH MS |
| Recording Date | Jun 22, 2026 |
| Property Address | 4609 SCR 541, FOREST, MS 39074-5864 |
| Document Number | 0000001471 |
| Book / Page | 714 / 959 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4609 SCR 541, FOREST, MS 39074-5864 |
| Document Number | 0000001471, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 714/959 |
| Instrument | 20261471 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH MS |
| Recording Date | Mar 26, 2024 |
| Property Address | 4609 SCR 541, FOREST, MS 39074-5864 |
| Document Number | 000691/444 |
| Book / Page | 691 / 444 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 202400768 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36937 HIGHWAY 35 N, FOREST, MS 39074-5885 |
Source: Smith County records · Assessment roll updated November 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Smith County |
| Unified School District | Smith County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $446.00 Homeowner's exemption | $7,229 (+25.72%) | $72,290 (+25.72%) Land $7,200 Building $65,090 |
| 2023 | $5,750 | $57,500 Land $7,200 Building $50,300 |
Source: FEMA National Flood Hazard Layer as of July 19, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 51% of the US · above 57% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Telephone Electronics DSL | 10 / 1 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 9 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORENA-LEMON-BURNS WATER ASSN public/private · serves 995 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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