Yellowstone County property record for 4609 Ruth Ave, Billings, MT 59101 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1955 |
| Lot Size | 0.158 acres (6,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,900 (Jun 2018) |
| Tax Bill | $2,394 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A173790 |
| Primary APN | 000A173790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,881 sqft (0.158 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Deck Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4609 RUTH AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VORK SUBD, S09, T01 S, R26 E, LOT 2 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 09 |
| Legal Subdivision | VORK SUBD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 901 |
Source: Yellowstone County records · APN 000A173790
Assessment roll updated September 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4609 RUTH AVE, BILLINGS, MT 59101-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 03, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 18, 2018 | Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Prior Sale | Dec 20, 2013 · Amount on Record |
| Deed Document Number | 20183851995 |
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 0004110607 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4609 RUTH AVE, BILLINGS, MT 59101-4830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4608 RUTH AVE, BILLINGS, MT 59101-4829 |
| Document Number | 0004128990 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 4128990 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Nov 01, 2049 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4609 RUTH AVE, BILLINGS, MT 59101-4830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0003925693 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 3925693 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4609 RUTH AVE, BILLINGS, MT 59101-4830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003898407 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 3898407 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 18, 2018 |
| Property Address | 4609 RUTH AVE, BILLINGS, MT 59101-4830 |
| Document Number | 0003851995 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 3851995 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2018 |
| Title Company | FIRST MONTANA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4609 RUTH AVE BILLINGS MT 591014830, BILLINGS, MT 59101-4830 |
| Document Number | 3851996 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 3851996 |
| Name | UNIVERSAL LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286,000 (+21.7%) Land $39,163 Building $246,837 | $286,000 (+21.7%) Land $39,163 Building $246,837 | |
| 2024 | $2,394.00 (+14.22%) | ||
| 2023 | $2,096.00 | $235,000 | $235,000 Land $38,473 Building $196,527 |
Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| BHT Investment Holdings | Fixed Wireless | 200 / 100 |
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