4609 Reflection Dr, Vestavia (Birmingham), AL 35242 Property Records

Jefferson County property record for 4609 Reflection Dr, Vestavia, AL 35242

Property Summary

Property Type	Single Family Home
Details	3,035 sqft · built 2021
Owner	Individual Name on File
Last Sale	$599,900 (Jul 2019)
Tax Bill	$6,979 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-00-04-3-000-134.000`

Property Details

APN / Parcel Number

Primary APN	`27-00-04-3-000-134.000`
Alternative APN	`447435`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,035 sqft Living Area
Gross Area	11,780 sqft
Upper Floors Area	925 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	447435
Street Address	4609 REFLECTION DR
City	VESTAVIA
State	AL
Zip	35242-2299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 1100 AMENDED MAP OF THE OVERLOOK PLAT BOOK 246 PAGE 72
Legal Range	01W
Legal Township	18S
Legal Section	04
Legal Subdivision	OVERLOOK AMENDED MAP
Legal Lot Number	1100
Jurisdiction	JEFFERSON AL
Township / Civil Division	LEEDS
Census Block Group	3
Census Block	3004
Census Tract	12703

Owner

4609 Reflection Dr is owned and occupied by an individual who bought it in July 2019.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4609 REFLECTION DR, VESTAVIA, AL 35242-2299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional with PMI TJC MTG
Jul 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Deed Document Number	2019073293
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4609 REFLECTION DR, VESTAVIA, AL 35242-2299
Document Number	0000038779
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4609 REFLECTION DR VESTAVIA AL 352422299, VESTAVIA, AL 35242-2299

Mortgage

Document Number	0000038779
Date	Apr 22, 2020
Instrument	38779

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 22, 2019
Property Address	4609 REFLECTION DR, VESTAVIA, AL 35242-2299
Document Number	0000073293
Instrument Date	Jul 12, 2019
Instrument	2019073293
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 FEFLECTION DR, VESTAVIA HILLS, AL 35242

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Reflection Dr was $6,979 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Vestavia Hills City
Unified School District	Vestavia Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,979.00 Homeowner's exemption	$75,940	$759,400 Land $152,000 Building $607,400
2023		$67,660 Land $15,202 Building $52,458	$676,500 Land $152,000 Building $524,500
2022	$5,464.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4609 Reflection Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Reflection Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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