4609 Ramshead Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 4609 Ramshead Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 2002
Lot Size	0.154 acres (6,686 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Oct 2005)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086769-5704`

Property Details

APN / Parcel Number

Primary APN	`086769-5704`
Alternative APN	`U3229215UYF00000000280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	1,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,686 sqft (0.154 acres)
Lot Dimensions	122 ft deep x 64.1 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	400 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0867695704
Street Address	4609 RAMSHEAD DR
City	VALRICO
State	FL
Zip	33594-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	COPPER RIDGE TRACT G2 LOT 28 BLOCK F
Legal Range	21E
Legal Township	29S
Legal Section	32
Legal Subdivision	COPPER RIDGE TRACT G2
Legal Tract	G2
Legal Block	F
Legal Lot Number	28
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	4
Census Block	4015
Census Tract	13205

Owner

4609 Ramshead Dr is owned and occupied by two individuals who bought it in October 2005.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4609 RAMSHEAD DR, VALRICO, FL 33594-9347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2005 · Amount on File
Deed Sale	Oct 4, 2005 · Amount on File
Prior Sale	Jun 5, 2002 · Amount on File
Deed Document Number	2005456671
Deed Book / Page	15590 / 1437
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4609 RAMSHEAD DR, VALRICO, FL 33594-9347
Document Number	0000459386
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4609 RAMSHEAD DR VALRICO FL 335949347, VALRICO, FL 33594-9347

Mortgage

Document Number	0000459386
Date	Nov 5, 2020
Instrument	459386

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Ramshead Dr was $3,789 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,522 (+2.7%)	$293,180 (-4.52%) Land $87,784 Building $205,396
2025	$3,789.00 Homeowner's exemption	$216,672	$307,056 Land $87,784 Building $219,272
2023	$3,344.00 (-4.07%) Homeowner's exemption	$204,433 (+3%)	$272,437 (+1.48%) Land $79,803 Building $192,634
2022	$3,486.00 Homeowner's exemption	$198,479	$268,469 Land $79,803 Building $188,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Ramshead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Ramshead Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20