4609 Q St, Sacramento, CA 95819 Property Records

Sacramento County property record for 4609 Q St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1938
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-0471-011-0000`

Property Details

APN / Parcel Number

Primary APN	`008-0471-011-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,155 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4609 Q ST
City	SACRAMENTO
State	CA
Zip	95819-4448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIDGE PARK, LOT 47
Legal Subdivision	RIDGE PARK
Legal Lot Number	47
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1013
Census Tract	1602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4609 Q ST, SACRAMENTO, CA 95819-4448
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jul 20, 2018	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT BK
Oct 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2017
Transfer Doc	10310000000704
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4609 Q ST, SACRAMENTO, CA 95819-4448
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 Q ST, SACRAMENTO, CA 95819-4448

Mortgage

Document Number	0000000589
Date	Feb 11, 2021
Instrument	202102110589

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4609 Q ST, SACRAMENTO, CA 95819-4448
Document Number	1807250803
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4609 Q ST SACRAMENTO CA 958194448, SACRAMENTO, CA 95819-4448

Mortgage

Document Number	1807250803
Date	Jul 25, 2018
Instrument	1807250803

Lender

Name	PROVIDENT BK
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2033

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2017
Property Address	4609 Q ST, SACRAMENTO, CA 95819-4448
Document Number	1710310704
Instrument Date	Sep 27, 2017
Instrument	1710310704
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4609 Q ST SACRAMENTO CA 958194448, SACRAMENTO, CA 95819-4448

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,112 (+2%) Land $58,553 Building $216,559
2025	$3,210.00 (+1.49%) Homeowner's exemption	$269,718 (+14.9%) Land $57,405 Building $212,313
2024	$3,163.00 (+12.72%)
2023	$2,806.00 (+1.81%) Homeowner's exemption	$234,736 Land $55,177 Building $179,559
2022	$2,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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