Hamilton County property record for 4609 Orchard Ln, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft · built 1950 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jan 2023) |
| Tax Bill | $3,878 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0210-0457-00 |
| Primary APN | 600-0210-0457-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 848 sqft |
| Attic | Attic |
| Attic Area | 204 sqft |
| Basement Area | 848 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 183 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4609 ORCHARD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | ORCHARD LANE50 X 183.83 IRR R1- T4- S13 NE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 24001 |
4609 Orchard Ln is owned and occupied by an individual who bought it in January 2023.
Source: Hamilton County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jan 17, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on File |
| Deed Sale | Jan 17, 2023 · Amount on File |
| Prior Sale | Jun 30, 1999 · Amount on File |
| Deed Document Number | 20233734 |
| Deed Book / Page | 14833 / 1199 |
| Prior Transfer Date | Jun 8, 2018 |
| Prior Transfer Doc | 0000063282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 21, 2026 |
| Property Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000040134 |
| Book / Page | 15671 / 1522 |
| Instrument Date | May 14, 2026 |
| Instrument | 202640134 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040134, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 15671/1522 |
| Instrument | 202640134 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 18, 2041 |
| Rate | 5.65% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 17, 2023 |
| Property Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000003734 |
| Book / Page | 14833 / 1199 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023-0003734 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000003735 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023-0003735 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 23, 2018 |
| Property Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000063282 |
| Book / Page | 013715 / 001610 |
| Instrument Date | Jul 8, 2018 |
| Instrument | 63282 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4609 ORCHARD LN CINCINNATI OH 452363215, CINCINNATI, OH 45236-3215 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 23, 2018 |
| Property Address | 4609 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000063280 |
| Book / Page | 013715 / 001605 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 63280 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4609 ORCHARD LN CINCINNATI OH 452363215, CINCINNATI, OH 45236-3215 |
The 2025 property tax bill for 4609 Orchard Ln was $3,878, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,878.00 (+2.67%) | $96,251 (+%) Land $35,403 Building $60,848 | $275,000 Land $101,150 Building $173,850 |
| 2024 | $3,777.00 (-3.94%) | $96,249 (-) Land $35,402 Building $60,847 | |
| 2023 | $3,932.00 (+37.15%) | $96,249 (+67.56%) Land $35,402 Building $60,847 | $275,000 Land $101,150 Building $173,850 |
| 2022 | $2,867.00 | $57,442 Land $19,943 Building $37,499 | |
| 2020 | $164,120 Land $56,980 Building $107,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4609 Orchard Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4609 Orchard Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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