4609 Jersey Covington Rd, Covington, GA 30014 Property Records

Walton County property record for 4609 Jersey Covington Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,825 sqft · built 2018
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on Record
Last Sale	$424,900 (Dec 2020)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0670-101-C`

Property Details

APN / Parcel Number

Primary APN	`C0670-101-C`
Alternative APN	`40237`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,825 sqft Heated Area
1st Floor Area	1,449 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,673 sqft (2.38 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	918 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40237
Street Address	4609 JERSEY COVINGTON RD
City	COVINGTON
State	GA
Zip	30014-0617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 WP2
Legal Description	TR#2 2.38AC
Legal Subdivision	TRACT 2
Legal Tract	2
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2057
Census Tract	110602

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4609 JERSEY COVINGTON RD, COVINGTON, GA 30014-0617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Transfer · Conventional with PMI VANDERBILT MORTGAGE VANDERBILT MORTGAGE
Jul 1, 2020	Deed with Mortgage, Transfer · Conventional Mortgage UNITED BK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jun 15, 2020
Deed Document Number	0000474787
Deed Book / Page	4747 / 87
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4609 JERSEY COVINGTON RD, COVINGTON, GA 30014-0617
Document Number	0047470088
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 JERSEY COVINGTON RD COVINGTON GA 300140617, COVINGTON, GA 30014-0617

Mortgage

Document Number	0047470088
Date	Dec 23, 2020
Book Page	004747/000088
Instrument	18746

Lender

Name	VANDERBILT MORTGAGE VANDERBILT MORTGAGE
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

July 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	WALTON GA
Recording Date	Jul 1, 2020
Property Address	4609 JERSEY COVINGTON RD, COVINGTON, GA 30014-0617
Document Number	0046220289
Book / Page	004622 / 000289
Instrument Date	Jun 15, 2020
Instrument	8830
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4609 JERSEY COVINGTON RD COVINGTON GA 300140617, COVINGTON, GA 30014-0617

Mortgage

Document Number	46220291
Date	Jul 1, 2020
Book Page	004622/000291
Instrument	8830

Lender

Name	UNITED BK
Type	Bank
Address	GRIFFIN, GA 30224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4609 JERSEY COVINGTON RD, COVINGTON, GA 30014-0617
Document Number	0046220291
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 JERSEY COVINGTON RD COVINGTON GA 300140617, COVINGTON, GA 30014-0617

Mortgage

Document Number	0046220291
Date	Jul 1, 2020
Book Page	004622/000291
Instrument	8830

Lender

Name	UNITED BK
Type	Bank
Address	GRIFFIN, GA 30224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00 (+12.6%) Homeowner's exemption	$204,120 (+15.24%) Land $30,040 Building $174,080	$510,300 (+15.24%) Land $75,100 Building $435,200
2023	$5,372.00 (+2.32%)	$177,120 (+12.82%) Land $24,160 Building $152,960	$442,800 (+12.82%) Land $60,400 Building $382,400
2022	$5,250.00	$157,000 Land $21,280 Building $135,720	$392,500 Land $53,200 Building $339,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Xfinity.

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