4609 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4609 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1948
Square Footage1,360 sqft Gross Area
Lot Size7,000 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2020)
Tax Bill$4,194.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-04220
Alternative APN
  • 1089138

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,360 sqft Gross Area
1st Floor1,142 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1948
Architectural StyleBungalow Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area7,000 sqft (0.16 acres)
Garage Area896 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area204 sqft Deck
Patio Area126 sqft Patio
Porch Area274 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1089138
Street Address4609 JAY ST
CityDULUTH
StateMN
Zip55804-1552
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0014 BLOCK:098 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block98
Legal Lot Number14
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2003
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-04220

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4609 JAY ST, DULUTH, MN 55804-1552
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH STAR CU
May 04, 2020Warranty Deed, Transfer
NORTH STAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2020 · Amount on Record
Deed SaleMay 04, 2020 · Amount on Record
Prior SaleFeb 28, 2011
Deed Doc Number20201378885
Prior Transfer DateJan 24, 2011
Prior Transfer Doc0000056229
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4609 JAY ST, DULUTH, MN 55804-1552
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001434001
DateDec 29, 2021
Instrument1434001
Lender
NameNORTH STAR CU
TypeCredit Union
AddressCOOK, MN 55723
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 04, 2020
Property Address4609 JAY ST, DULUTH, MN 55804-1552
Document Number00A1378885
Instrument DateApr 20, 2020
InstrumentA1378885
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$561.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4609 JAY ST DULUTH MN 558041552, DULUTH, MN 55804-1552

Mortgage

Document NumberA1378886
DateMay 04, 2020
InstrumentA1378886
Lender
NameNORTH STAR CU
AddressCOOK, MN 55723
Agreement
AmountAmount Recorded
Term60 Months
DueMay 03, 2025

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,194.00 (+7.26%) Homeowner's exemption
2025$3,910.00 (+9.34%) Homeowner's exemption$321,100 (+6.36%) Land $47,900 Building $273,200$321,100 (+6.36%) Land $47,900 Building $273,200
2024$3,576.00$301,900 (+24.34%) Land $46,200 Building $255,700$301,900 (+24.34%) Land $46,200 Building $255,700
2022$242,800 Land $35,600 Building $207,200$242,800 Land $35,600 Building $207,200

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