4609 Hwy 74 E, Wingate, NC 28174 Property Records

Union County property record for 4609 Hwy 74 E, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,432 sqft · built 1960
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2024)
Tax Bill	$457 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-242-006`

Property Details

APN / Parcel Number

Primary APN	`02-242-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Porch	Porch
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4609 HIGHWAY 74 E
City	WINGATE
State	NC
Zip	28174-7732
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	HC WINGATE
Legal Description	9024-0431
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	2
Census Block	2000
Census Tract	20701

Owner

4609 Hwy 74 E, a rural home, is owned by an individual who bought it in December 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5003 BROOK VALLEY RUN, MONROE, NC 28110-6303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on File
Deed Sale	Dec 4, 2024 · Amount on File
Deed Document Number	202429006
Deed Book / Page	9024 / 431
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4609 HIGHWAY 74 E, WINGATE, NC 28174-7732
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 HIGHWAY 74 E, WINGATE, NC 28174-7732

Mortgage

Document Number	0008474425
Date	May 10, 2022
Book Page	8474/425
Instrument	17193

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	842 Months
Due	Jul 1, 2092

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.88%

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Hwy 74 E was $457.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (-) Land $70,700 Building $19,600	$90,300 (-) Land $70,700 Building $19,600
2025	$457.00	$90,300 Land $70,700 Building $19,600	$90,300 Land $70,700 Building $19,600
2023	$1,150.00	$175,600 Land $58,200 Building $117,400	$175,600 Land $58,200 Building $117,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4609 Hwy 74 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Hwy 74 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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