4609 Gary Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4609 Gary Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,143 sqft · built 1961
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-00-077-109-003`

Property Details

APN / Parcel Number

Primary APN	`03-00-077-109-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
Gross Area	1,431 sqft
1st Floor Area	743 sqft
Basement Area	743 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	28 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4609 GARY AVE
City	LORAIN
State	OH
Zip	44055-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 6 ADD 54.50 X 110.00 SHERIFF SALE 15C187882
Legal Subdivision	HOMEWOOD 6
Legal Block	109
Legal Lot Number	1126
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1036
Census Tract	97500

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4609 GARY AVE, LORAIN, OH 44055-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	4609 GARY AVE, LORAIN, OH 44055-3520
Document Number	0000639648
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 GARY AVE LORAIN OH 440553520, LORAIN, OH 44055-3520

Mortgage

Document Number	0000639648
Date	Aug 8, 2017
Instrument	639648

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded

Interest

Rate	2%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00 Homeowner's exemption	$42,260 (+0.02%) Land $9,880 Building $32,380	$120,720 (-) Land $28,220 Building $92,500
2024	$1,615.00 (+18.32%)	$42,252 (+59.35%) Land $9,877 Building $32,375	$120,720 (+59.35%) Land $28,220 Building $92,500
2023	$1,365.00 (+0.89%)	$26,516 (-0.02%) Land $5,915 Building $20,601	$75,760 (-) Land $16,900 Building $58,860
2022	$1,353.00	$26,520 Land $5,920 Building $20,600
2021			$75,760 Land $16,900 Building $58,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20