McHenry County property record for 4609 Front Royal Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,499 sqft · built 1972 |
| Lot Size | 0.225 acres (9,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Oct 2019) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-130-001 |
| Primary APN | 09-34-130-001 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| Gross Area | 2,998 sqft |
| 1st Floor Area | 1,499 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,820 sqft |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4609 FRONT ROYAL DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0007404 LT 17 BOONE VALLEY PLAT NO 5 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 34 |
| Legal Subdivision | BOONE VLY #5 |
| Legal Block | 130 |
| Legal Lot Number | 17 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 870605 |
4609 Front Royal Dr is owned and occupied by an individual who acquired it in February 2022.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit CIBM BANK |
| Feb 25, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage CIBM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on File |
| Deed Sale | Oct 11, 2019 · Amount on File |
| Prior Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 0000034350 |
| Last Transfer Date | Feb 25, 2022 |
| Transfer Doc | 0000007404 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | NOT AVAILABLE, PRECISION TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000066652 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021R0066652 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Document Number | 0000035564 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022R0035564 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 25, 2022 |
| Property Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Document Number | 0000007404 |
| Map Reference | DOC 518301 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2022R0007404 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041902 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020R0041902 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 11, 2019 |
| Property Address | 4609 FRONT ROYAL DR, MCHENRY, IL 60050-4220 |
| Document Number | 0000034350 |
| Map Reference | DOC 518301 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 2019R0034350 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 DEVLIN RD APT 106, 106, INGLESIDE, IL 60041-9721 |
| Document Number | 0000034351 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019R0034351 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $60,035 Land $10,817 Building $49,218 | $180,105 Land $32,451 Building $147,654 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4609 Front Royal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4609 Front Royal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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