4609 Florida Ave, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4609 Florida Ave, Chattanooga, TN 37409

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,530 sqft · built 1930
Lot Size	0.253 acres (11,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,000 (May 2006)
Tax Bill	$900 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`167G J 022`

Property Details

APN / Parcel Number

Primary APN	`167G J 022`
Alternative APN	`0000105954`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,530 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1976
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,060 sqft (0.253 acres)
Lot Dimensions	221 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	366 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000105954
Street Address	4609 FLORIDA AVE
City	CHATTANOOGA
State	TN
Zip	37409-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT OF LOT 13 BLK 3 A M JOHNSONS REVISED ADD TO ST ELMO PB 5 PG 6
Legal Subdivision	ST ELMO
Legal Block	3
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2020
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 FLORIDA AVE, CHATTANOOGA, TN 37409-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2006 · Amount on Record
Deed Sale	May 15, 2006 · Amount on Record
Prior Sale	May 10, 2004 · Amount on Record
Deed Document Number	2006051500267
Deed Book / Page	7939 / 966
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 17, 2019
Property Address	4609 FLORIDA AVE, CHATTANOOGA, TN 37409-1621
Document Number	1017000152
Book / Page	011792 / 000254
Instrument Date	Oct 17, 2019
Instrument	191017000152
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4630 SAINT ELMO AVE CHATTANOOGA TN 37409, CHATTANOOGA, TN 37409

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (+3.57%)	$59,400 (+52.9%)	$237,600 (+52.9%) Land $75,000 Building $162,600
2024	$869.00	$38,850 (-)	$155,400 (-) Land $55,000 Building $100,400
2023	$869.00	$38,850 (-)	$155,400 (-) Land $55,000 Building $100,400
2022	$869.00	$38,850	$155,400 Land $55,000 Building $100,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20