4609 Emerald Valley Loop, Fowlerville, MI 48836 Property Records

Livingston County property record for 4609 Emerald Valley Loop, Fowlerville, MI 48836

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,494 sqft · built 2004
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Apr 2018)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-201-026`

Property Details

APN / Parcel Number

Primary APN	`05-11-201-026`
Alternative APN	`470511201026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,494 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft
Unfinished Basement	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	22,651 sqft (0.52 acres)
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4609 EMERALD VALLEY LOOP
City	FOWLERVILLE
State	MI
Zip	48836-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	05-11-201-026 SEC 11 T3N R3E EMERALD ESTATES UNIT 26 SPLIT 9-03 FROM 11-200-009
Legal Range	03E
Legal Township	03N
Legal Section	11
Legal Subdivision	EMERALD ESTATES
Legal Tract	722100
Legal Unit	26
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HANDY
Census Block Group	2
Census Block	2006
Census Tract	722100

Owner

4609 Emerald Valley Loop is owned and occupied by two individuals who bought it in April 2018.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 26, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 13, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Document Number	20189987
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000001940
Date	Jan 29, 2026
Instrument	2026R-001940

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000023704
Date	Aug 31, 2022
Instrument	2022R-023704

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000004365
Date	Jan 28, 2021
Instrument	2021R-004365

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Document Number	0000019685
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4609 EMERALD VALLEY LOOP FOWLERVILLE MI 488369675, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000019685
Date	Aug 1, 2019
Instrument	19685

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 13, 2018
Property Address	4609 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Document Number	0000009987
Instrument Date	Apr 9, 2018
Instrument	9987
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,321.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3850 GOLF CLUB RD HOWELL MI 488438000, HOWELL, MI 48843-8000

Mortgage

Document Number	9705
Date	Apr 13, 2018
Instrument	9705

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Emerald Valley Loop was $4,475 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Handy Township
Unified School District	Fowlerville Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,515	$369,030
2025	$4,475.00
2023		$164,318
2021	$3,398.00		$328,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Emerald Valley Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Emerald Valley Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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