4609 Elmhurst Dr, San Jose, CA 95129 Property Records

Santa Clara County property record for 4609 Elmhurst Dr, San Jose, CA 95129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,866 sqft · built 1955
Lot Size	0.141 acres (6,120 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (Oct 2024)
Tax Bill	$37,776 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone D (undetermined)
APN	`381-08-087`

Property Details

APN / Parcel Number

Primary APN	`381-08-087`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	1,226 sqft
1st Floor Area	1,226 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4609 ELMHURST DR
City	SAN JOSE
State	CA
Zip	95129-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1465 STRAWBERRY PARK BOOK 59 PAGE 10 PAGE 15 LOT 406
Legal Subdivision	STRAWBERRY PARK
Legal Tract	1465
Legal Lot Number	406
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	506204

Owner

4609 Elmhurst Dr is owned and occupied by an individual who bought it in October 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4609 ELMHURST DR, SAN JOSE, CA 95129-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Nov 3, 2023	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Aug 19, 2022	Grant Deed, Transfer · Conventional Mortgage SAN MATEO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on File
Deed Sale	Oct 23, 2024 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202425716224
Prior Transfer Date	Mar 1, 2012
Prior Transfer Doc	0021566700
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	May 22, 2026
Property Address	4609 ELMHURST DR, SAN JOSE, CA 95129-2024
Document Number	0025993453
Instrument Date	May 16, 2026
Instrument	202625993453
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 ELMHURST DR, SAN JOSE, CA 95129-2024

Mortgage

Document Number	0025993453,
Date	May 22, 2026
Instrument	202625993453

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4609 ELMHURST DR, SAN JOSE, CA 95129-2024
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 EMHURST DR, SAN JOSE, CA 95129-2024

Mortgage

Document Number	0025554574
Date	Nov 3, 2023
Instrument	25554574

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2053

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 19, 2022
Property Address	4609 ELMHURST DR, SAN JOSE, CA 95129-2024
Document Number	0025360886
Map Reference	MB 59 PG 10-15
Instrument Date	Aug 8, 2022
Instrument	25360886
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4609 ELMHURST DR, SAN JOSE, CA 95129-2024

Mortgage

Document Number	0025360887
Date	Aug 19, 2022
Instrument	25360887

Lender

Name	SAN MATEO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Elmhurst Dr was $37,776.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,958,000 (+2%) Land $2,218,500 Building $739,500
2025	$37,776.00	$2,900,000 Land $2,175,000 Building $725,000
2023	$24,027.00 (+178.19%) Homeowner's exemption	$1,800,000 Land $1,710,000 Building $90,000
2022	$8,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4609 Elmhurst Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4609 Elmhurst Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet.

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