4609 el Centro Ave, Oakland, CA 94602 Property Records

Alameda County property record for 4609 el Centro Ave, Oakland, CA 94602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,022 sqft · built 1919
Lot Size0.097 acres (4,235 sqft)
OwnerTrust Name on File
Tax Bill$7,613 (2025)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-560-16

Property Details

APN / Parcel Number

Primary APN24-560-16
Alternative APN
  • 024-0560-016-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area468 sqft
Basement Area468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1942
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area4,235 sqft (0.097 acres)
View / LotWoodland

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4609 EL CENTRO AVE
CityOAKLAND
StateCA
Zip94602-1446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00016 BLK: AR: 0024 PAGE: 0560
Legal SubdivisionFOURTH AVE HEIGHTS
Legal Block9
Legal Lot Number14
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2000
Census Tract405000

Owner

4609 el Centro Ave is owner-occupied and held in a trust since May 2011.

Source: Alameda County records, as of August 5, 2026

Owner of RecordTrust Name on File
Mailing Address4609 EL CENTRO AVE, OAKLAND, CA 94602-1446
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 12, 2011
Transfer Doc0000147600
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4609 EL CENTRO AVE, OAKLAND, CA 94602-1446
Document Number0000068599
Instrument DateDec 7, 2016
Transaction TypeMortgage
Record UpdatedApr 5, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4609 EL CENTRO AVE OAKLAND CA 946021446, OAKLAND, CA 94602-1446

Mortgage

Document Number0000068599
DateMar 23, 2017
Instrument68599
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 22, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4609 el Centro Ave was $7,613 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,791 (+0.44%) Land $137,637 Building $321,154
2025$7,613.00 Homeowner's exemption$449,796 Land $134,939 Building $314,857
2023$7,634.00 Homeowner's exemption$432,331 Land $129,699 Building $302,632$1,477,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 el Centro Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 el Centro Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

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