4609 E Sandra Ter, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4609 E Sandra Ter, Phoenix, AZ 85032 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage2,117 sqft Living Area
Lot Size9,884 sqft (0.226 acres)
Pool1
OccupancyOwner Occupied
Last Sale$355,000 (2021)
Tax Bill$2,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN215-19-283

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,117 sqft Living Area
1st Floor2,117 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1980
Exterior MaterialBlock Exterior
Construction TypeConcrete Blocks Construction
Roof MaterialAsphalt Roof
Lot Area9,884 sqft (0.226 acres)
Parking Spaces2 Parking Spaces
Pool Type1 Pool Type
Pool Area390 sqft Pool
Patio Area242 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4609 E SANDRA TER
CityPHOENIX
StateAZ
Zip85032-3437
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT RIDGE MCR 212-46
Legal Range04E
Legal Township03N
Legal Section06
Legal QuarterNE
Legal Quarter QuarterSE
Legal SubdivisionSUMMIT RIDGE
Legal Lot Number748
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup1
Census Block1019
Census Tract103215

Owner

Source: Maricopa County records · APN 215-19-283

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Line of Credit
ARIZONA FCU
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 29, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
RUDOLF D KELLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Prior SaleFeb 21, 2008 · Amount on Record
Deed Doc Number20210346106
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000656502
DateNov 13, 2025
Instrument20250656502
Lender
NameARIZONA FCU
TypeCredit Union
AddressPHOENIX, AZ 85008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 28, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437

Mortgage

Document Number0000054883
DateJan 19, 2022
Instrument20220054883
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 29, 2021
Property Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437
Document Number0000346106
Map ReferenceMB 212 PG 46
Instrument DateMar 05, 2021
Instrument20210346106
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEQUITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 N 38TH ST, 4801, PHOENIX, AZ 85018-3637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437

Mortgage

Document Number0000346107
DateMar 29, 2021
Instrument20210346107
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4609 E SANDRA TER, PHOENIX, AZ 85032-3437
Document Number0000231132
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedApr 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4801 N 38TH ST PHOENIX AZ 850183637, PHOENIX, AZ 85018-3637

Mortgage

Document Number0000231132
DateMar 28, 2018
Instrument231132
Lender
NameRUDOLF D KELLY
Address346 VERRET ST, NEW ORLEANS, LA 70114-1024
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$54,460 (-1.43%)$544,600 (-1.43%) Land $108,900 Building $435,700
2025$2,273.00 (-5.01%)
2024$55,250$552,500 Land $110,500 Building $442,000
2023$2,393.00

Flood & Wildfire

4609 E Sandra Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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