4609 E Carmen St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4609 E Carmen St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,854 sqft · built 1984
Lot Size	0.179 acres (7,810 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2021)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-40-851`

Property Details

APN / Parcel Number

Primary APN	`301-40-851`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	834 sqft

Exterior

Year Built	Built 1984
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood
Lot Area	7,810 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces
Pool Area	384 sqft
Patio Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4609 E CARMEN ST
City	PHOENIX
State	AZ
Zip	85044-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MONTANA DEL SUR UNIT 1 MCR 236-30
Legal Range	04E
Legal Township	01S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	MONTANA DEL SUR 1
Legal Lot Number	65
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	116715

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 11, 2024	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Oct 28, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 21, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 30, 2021	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Nov 5, 1999 · Amount on Record
Deed Document Number	20210352269
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504

Mortgage

Document Number	0000723291
Date	Dec 16, 2025
Instrument	20250723291

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504

Mortgage

Document Number	0000015987
Date	Jan 11, 2024
Instrument	20240015987

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504

Mortgage

Document Number	0000805555
Date	Oct 28, 2022
Instrument	20220805555

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504

Mortgage

Document Number	0001347565
Date	Dec 21, 2021
Instrument	20211347565

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2021
Property Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504
Document Number	0000352269
Map Reference	MB 236 PG 30
Instrument Date	Mar 22, 2021
Instrument	20210352269
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	INFINITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4809 E CARMEN ST, 4809, PHOENIX, AZ 85044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4609 E CARMEN ST, PHOENIX, AZ 85044-5504

Mortgage

Document Number	0000352270
Date	Mar 30, 2021
Instrument	20210352270

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,670 (-2.14%)	$456,700 (-2.14%) Land $91,300 Building $365,400
2025	$2,597.00 (+5.06%)
2024		$46,670	$466,700 Land $93,300 Building $373,400
2023	$2,472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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