4609 E 46th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 4609 E 46th Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,032 sqft · built 1977
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2004)
Tax Bill	$5,817 (2026)
Deeds & Mortgages	May 2022 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34022.2426`

Property Details

APN / Parcel Number

Primary APN	`34022.2426`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	8 Parking Spaces
Deck Area	320 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4609 E 46TH AVE
City	SPOKANE
State	WA
Zip	99223-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENNAIRE NINE FIRST ADD L26 B3
Legal Range	43E
Legal Township	24N
Legal Section	02
Legal Subdivision	GLENNAIRE NINE FIRST ADD
Legal Block	3
Legal Lot Number	26
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1022
Census Tract	13401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4609 E 46TH AVE, SPOKANE, WA 99223-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE CITY CU
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage INLAND MORTGAGE
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLAND MORTGAGE
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2004 · Amount on Record
Deed Sale	Dec 28, 2004 · Amount on Record
Prior Sale	Sep 8, 2000 · Amount on Record
Deed Document Number	20045162754
Last Transfer Date	Feb 18, 2009
Transfer Doc	0005761399
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4609 E 46TH AVE, SPOKANE, WA 99223-2220
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007209291
Date	May 23, 2022
Instrument	7209291

Lender

Name	SPOKANE CITY CU
Type	Credit Union
Address	SPOKANE, WA 99209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4609 E 46TH AVE, SPOKANE, WA 99223-2220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006638710
Date	Sep 11, 2017
Instrument	6638710

Lender

Name	INLAND MORTGAGE
Type	Mortgage Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4609 E 46TH AVE, SPOKANE, WA 99223-2220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006958988
Date	Aug 24, 2020
Instrument	6958988

Lender

Name	INLAND MORTGAGE
Type	Mortgage Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4609 E 46TH AVE, SPOKANE, WA 99223-2220
Document Number	0006788527
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 E 46TH AVE SPOKANE WA 992232220, SPOKANE, WA 99223-2220

Mortgage

Document Number	0006788527
Date	Mar 15, 2019
Instrument	6788527

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,817.00 (+6.21%)	$553,500 (+14.01%) Land $115,000 Building $438,500	$553,500 (+14.01%) Land $115,000 Building $438,500
2025	$5,477.00 (+11.23%)
2024		$485,500 (+23.1%) Land $77,000 Building $408,500	$485,500 (+23.1%) Land $77,000 Building $408,500
2023	$4,924.00 (+0.72%)	$394,400 Land $60,500 Building $333,900	$394,400 Land $60,500 Building $333,900
2022	$4,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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