4609 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4609 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,536 sqft · built 2009
Lot Size0.042 acres (1,833 sqft)
OwnerIndividual Name on Record
Last Sale$257,000 (Jul 2021)
Tax Bill$3,065 (2023)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-193-57

Property Details

APN / Parcel Number

Primary APN199-193-57

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,536 sqft Heated Area
Gross Area1,808 sqft
1st Floor Area648 sqft
Upper Floors Area888 sqft

Exterior

Year BuiltBuilt 2009
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,833 sqft (0.042 acres)
Garage Area240 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-193-57
Street Address4609 CRAIGMOSS LN
CityCHARLOTTE
StateNC
Zip28278-6674
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1
Legal DescriptionL108 M48-842
Legal SubdivisionVILLAGE/PRESTWICK
Legal Lot Number108
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5923

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4609 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleFeb 24, 2010 · Amount on Record
Deed Document Number0036301649
Deed Book / Page36301 / 649
Record UpdatedJun 7, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 15, 2021
Property Address4609 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Document Number0000137353
Book / Page36301 / 649
Map ReferenceMB 50 PG 51,53,55&57
Instrument DateJul 15, 2021
Instrument2021137353
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$514.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 BURCH DR, CORAOPOLIS, PA 15108-3154

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674

Mortgage

Document Number0000137354
DateJul 15, 2021
Instrument2021137354
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Mortgage

Document Number0000137355
DateJul 15, 2021
Book Page36301/663
Instrument2021137355
Lender
NameMONROE UNION COUNTY COMMUNITY DEVELOPMEN
TypeNon-Lending Institution
AddressMONROE, NC 28112
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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