4609 Cracow Ave, Lyons, IL 60534 Property Records

Cook County property record for 4609 Cracow Ave, Lyons, IL 60534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,018 sqft · built 1956
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2021)
Tax Bill	$5,746 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-311-033`

Property Details

APN / Parcel Number

Primary APN	`18-02-311-033`
Alternative APN	`18-02-311-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4609 CRACOW AVE
City	LYONS
State	IL
Zip	60534-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OWNERS) SUB OF SW SEC & LTS8-12,17-21 IN H O STONE & COS EIGHTH ADD IN SEC 02-38-12
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	OWNERS SUB
Legal Lot Number	8-12
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	4
Census Block	4006
Census Tract	819200

Owner

4609 Cracow Ave is owned and occupied by an individual who bought it in March 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4609 CRACOW AVE, LYONS, IL 60534-1629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 9, 2018	Warranty Deed, Transfer · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	20217388
Prior Transfer Date	Mar 26, 1990
Prior Transfer Doc	0000000823
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 24, 2021
Property Address	4609 CRACOW AVE, LYONS, IL 60534-1629
Document Number	0008307388
Map Reference	DOC 16505286
Instrument Date	Jan 20, 2021
Instrument	2108307388
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4609 CRACOW AVE, 4609, LYONS, IL 60534-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4609 CRACOW AVE, LYONS, IL 60534-1629

Mortgage

Document Number	0008307389
Date	Mar 24, 2021
Instrument	2108307389

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 9, 2018
Property Address	4609 CRACOW AVE, LYONS, IL 60534-1629
Document Number	1804046000
Instrument Date	Feb 7, 2018
Instrument	4046000
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CLARENCE AVE BERWYN IL 604021202, BERWYN, IL 60402-1202

Mortgage

Document Number	1804046001
Date	Feb 9, 2018
Instrument	4046001

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $3,105 Building $15,895	$190,000 Land $31,050 Building $158,950
2023	$5,746.00 (-2.25%)
2022	$5,878.00 Homeowner's exemption	$16,180 Land $2,700 Building $13,480	$161,800 Land $27,000 Building $134,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4609 Cracow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4609 Cracow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYONS serves 10,304 people · EPA ID IL0311710
Water Source	Purchased surface water from MC COOK
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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