Vanderburgh County property record for 4609 Clover Dr, Evansville, IN 47711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,171 sqft · built 1971 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,900 (Oct 2015) |
| Tax Bill | $1,292 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-10-02-3850-13 |
| Primary APN | 021-10-02-3850-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Living Area |
| 1st Floor Area | 2,171 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 175 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01443747320 |
|---|---|
| Street Address | 4609 CLOVER DR |
| City | EVANSVILLE |
| State | IN |
| Zip | 47711-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER LAWN LOT 13 |
| Legal Subdivision | CLOVER LAWN |
| Legal Lot Number | 13 |
| Jurisdiction | VANDERBURGH IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10207 |
4609 Clover Dr is owned and occupied by an individual who bought it in October 2015.
Source: Vanderburgh County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4609 CLOVER DR, EVANSVILLE, IN 47711-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 4, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 8, 2018 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2015 · Amount on File |
| Deed Sale | Oct 19, 2015 · Amount on File |
| Deed Document Number | 201524833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANDERBURGH IN |
| Property Address | 4609 CLOVER DR, EVANSVILLE, IN 47711-2929 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021R00013384 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021R00013384 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANDERBURGH IN |
| Property Address | 4609 CLOVER DR, EVANSVILLE, IN 47711-2929 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2020R00019241 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020R00019241 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANDERBURGH IN |
| Property Address | 4609 CLOVER DR, EVANSVILLE, IN 47711-2929 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018R00004800 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 2018R00004800 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 4609 Clover Dr was $1,292 with a homeowner's exemption, down 2.6% from the year before.
Source: Vanderburgh County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Vanderburgh County |
| County Subdivision | Center Township |
| Unified School District | Evansville-Vanderburgh School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,292.00 (-2.64%) Homeowner's exemption | $217,100 Land $21,200 Building $195,900 | $217,100 Land $21,200 Building $195,900 |
| 2024 | $1,327.00 (+4.08%) | ||
| 2023 | $1,275.00 (+11.74%) | $213,000 (+13.72%) Land $16,200 Building $196,800 | $213,000 (+13.72%) Land $16,200 Building $196,800 |
| 2022 | $1,141.00 (+23.75%) | $187,300 Land $16,200 Building $171,100 | $187,300 Land $16,200 Building $171,100 |
| 2021 | $922.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4609 Clover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4609 Clover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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