4609 Cherry Tree Dr, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4609 Cherry Tree Dr, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details1,784 sqft · built 1979
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on Record
Last Sale$258,400 (Dec 2021)
Tax Bill$2,691 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1G2190101100100000

Property Details

APN / Parcel Number

Primary APN1G2190101100100000
Alternative APNs
  • 000000034578
  • 000000266062
  • 000000281293
  • 34578

Interior

Stories1 Story
Building Area1,784 sqft Living Area
Gross Area2,785 sqft
1st Floor Area1,784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialStone
Roof TypeGable
Lot Area9,540 sqft (0.219 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchScreened Porch
Porch Area415 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address4609 CHERRY TREE DR
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 1 BLK: 11 ADDN: NORTHCLIFFE COMM #1
Legal SubdivisionNORTHCLIFFE COMM #1
Legal Block11
Legal Lot Number1
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2006
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4609 CHERRY TREE DR, SCHERTZ, TX 78108-2179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Vendor's Lien, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 5, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleDec 28, 2021 · Amount on Record
Deed Document Number202199044229
Prior Transfer DateDec 21, 2021
Prior Transfer Doc0099044229
Record UpdatedSep 20, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateDec 28, 2021
Property Address4609 CHERRY TREE DR, SCHERTZ, TX 78108-2179
Document Number0099044229
Map ReferenceVOL 04 PG 66-69
Instrument DateDec 21, 2021
Instrument202199044229
Transaction TypeTransfer
Record UpdatedJan 12, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 CHERRY TREE DR, SCHERTZ, TX 78108-2179

Mortgage

Document Number0099044230
DateDec 28, 2021
Instrument202199044230
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address4609 CHERRY TREE DR, SCHERTZ, TX 78108-2179
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000322
DateJan 5, 2018
Instrument2018000322
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,181 (-24.24%) Land $53,038 Building $119,143$172,181 (-24.24%) Land $53,038 Building $119,143
2025$2,691.00 (-34.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$227,270 (-25.65%) Land $25,794 Building $201,476$227,270 (-25.65%) Land $25,794 Building $201,476
2024$4,123.00 (-5.8%)
2023$4,377.00 (-23.63%)$305,676 Land $39,826 Building $265,850$305,676 Land $39,826 Building $265,850
2022$5,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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