4609 Cape Cod Cir, Virginia Beach, VA 23455 Property Records

Virginia Beach City property record for 4609 Cape Cod Cir, Virginia Beach, VA 23455

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,339 sqft · built 1969
Lot Size	0.281 acres (12,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (Aug 2019)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
APN	`1478-26-5936`

Property Details

APN / Parcel Number

Primary APN	`1478-26-5936`
Alternative APN	`14782659360000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,339 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,260 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4609 CAPE COD CIR
City	VIRGINIA BEACH
State	VA
Zip	23455-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LAKE SMITH TERREACE W SEC 1 LOT 11 BLK E
Legal Section	02
Legal Subdivision	LAKE SMITH TERRACE WEST
Legal Block	E
Legal Lot Number	11
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	3
Census Block	3002
Census Tract	41200

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 CAPE COD CIR, VIRGINIA BEACH, VA 23455-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI TOWNEBANK MTG
Aug 6, 2019	Warranty Deed, Transfer · Conventional with PMI VIRGINIA CMNWLT BK
Jul 26, 2017	Deed of Trust, Mortgage ONE REVERSE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	20190806000653830
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	4609 CAPE COD CIR, VIRGINIA BEACH, VA 23455-5311
Document Number	0000268420
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 CAPE COD CIR VIRGINIA BEACH VA 234555311, VIRGINIA BEACH, VA 23455-5311

Mortgage

Document Number	0000268420
Date	Mar 23, 2020
Instrument	268420

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Aug 6, 2019
Property Address	4609 CAPE COD CIR, VIRGINIA BEACH, VA 23455-5311
Document Number	0000653830
Instrument Date	Jul 19, 2019
Instrument	653830
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 CAPE COD CIR VIRGINIA BEACH VA 234555311, VIRGINIA BEACH, VA 23455-5311

Mortgage

Document Number	653840
Date	Aug 6, 2019
Instrument	653840

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	4609 CAPE COD CIR, VIRGINIA BEACH, VA 23455-5311
Document Number	0000669110
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000669110
Date	Aug 7, 2017
Instrument	669110

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	924 Months
Due	Aug 6, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,349.00 (+9.99%)	$448,400 (+12.27%) Land $196,000 Building $252,400	$448,400 (+12.27%) Land $196,000 Building $252,400
2023	$3,954.00	$399,400 Land $191,100 Building $208,300	$399,400 Land $191,100 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

4609 Cape Cod Cir, Virginia Beach, VA 23455 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cape Cod Cir

Nearby Streets

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