4609 Badger St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4609 Badger St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,286 sqft · built 1976
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,100 (Jul 2021)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Mortgage
APN	`06-1.0-01-002-003-120.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-002-003-120.000`

Interior

Building Area	1,286 sqft Base Area
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Location & Zoning

Street Address	4609 BADGER ST
City	SAINT JOSEPH
State	MO
Zip	64506-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HURST EASTERN HILLS THIRD EXT LOT:332 BLK:LGL DESC:
Legal Subdivision	HURST EASTERN HILLS THIRD EXT
Legal Lot Number	332
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3015
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 BADGER ST, SAINT JOSEPH, MO 64506-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 27, 2021	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	20217763
Deed Book / Page	3765 / 89
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	2016009577
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 23, 2021
Property Address	4609 BADGER ST, SAINT JOSEPH, MO 64506-2510
Document Number	3765/89
Book / Page	3765 / 89
Instrument Date	Jul 23, 2021
Instrument	2021007763
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BADGER ST, SAINT JOSEPH, MO 64506-2510

Mortgage

Document Number	2021007764
Date	Jul 23, 2021
Instrument	2021007764

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 27, 2021
Property Address	4609 BADGER ST, SAINT JOSEPH, MO 64506-2510
Document Number	003758/208
Book / Page	3758 / 208
Instrument Date	Jan 25, 2021
Instrument	2021000842
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BADGER ST, SAINT JOSEPH, MO 64506-2510

Mortgage

Document Number	2021000843
Date	Jan 27, 2021
Instrument	2021000843

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (+0.06%)	$22,950 (+10.28%) Land $3,790 Building $19,160	$120,790 (+10.27%) Land $19,940 Building $100,850
2024	$1,612.00 (+19.85%)
2023	$1,345.00 (-0.66%)	$20,810 (-) Land $3,790 Building $17,020	$109,540 (-) Land $19,940 Building $89,600
2022	$1,354.00	$20,810 Land $3,790 Building $17,020
2021			$109,540 Land $19,940 Building $89,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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