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4609 89th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4609 89th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,547 sqft · built 1981
Lot Size0.262 acres (11,400 sqft)
OwnerIndividual Name on Record
Tax Bill$6,768 (2025)
Deeds & MortgagesJul 2023 Transfer
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR97065

Property Details

APN / Parcel Number

Primary APNR97065
Alternative APN
  • R5124000000002010000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,547 sqft Living Area
Gross Area4,123 sqft
1st Floor Area3,291 sqft
Basement Area256 sqft
Finished Basement256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialWood Shingle
Lot Area11,400 sqft (0.262 acres)
Garage TypeAttached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4609 89TH ST
CityLUBBOCK
StateTX
Zip79424-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKERIDGE C C EST L 201
Legal SubdivisionLAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number201
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group3
Census Block3001
Census Tract10502

Owner

Source: Lubbock County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4609 89TH ST, LUBBOCK, TX 79424-5001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Intrafamily Transfer, Transfer
Jun 19, 2018Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019
Deed SaleAug 1, 2019
Prior SaleJun 19, 2018 · Amount on Record
Deed Document Number201929586
Last Transfer DateJul 17, 2023
Transfer Doc0000027094
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLUBBOCK TX
Recording DateJul 17, 2023
Property Address4609 89TH ST, LUBBOCK, TX 79424-5001
Document Number0000027094
Instrument DateJul 17, 2023
Instrument2023027094
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 89TH ST, LUBBOCK, TX 79424-5001

June 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJun 19, 2018
Property Address4609 89TH ST, LUBBOCK, TX 79424-5001
Document Number0000022961
Map ReferenceVOL1643 PG881
Instrument DateJun 18, 2018
Instrument2018022961
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 89TH ST, LUBBOCK, TX 79424-5001

Mortgage

Document Number0000022962
DateJun 19, 2018
Instrument2018022962
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,768.00 (-26.71%)$511,735 (+5.99%) Land $75,000 Building $436,735$511,735 (+5.99%) Land $75,000 Building $436,735
2024$9,234.00 (+2.89%)
2023$8,975.00 (+0.52%)$482,834 (+9.46%) Land $75,000 Building $407,834$482,834 (+9.46%) Land $75,000 Building $407,834
2022$8,929.00$441,088 Land $75,000 Building $366,088$441,088 Land $75,000 Building $366,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2001–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile, Verizon.

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