4609 2nd St, Caledonia, MI 49316 Property Records

Allegan County property record for 4609 2nd St, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,680 sqft · built 1935
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (May 1995)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-001-010-20`

Property Details

APN / Parcel Number

Primary APN	`13-001-010-20`
Alternative APN	`03-13-001-010-20`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Lot Area	435,600 sqft (10 acres)
Lot Width	660 ft Width
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4609 2ND ST
City	CALEDONIA
State	MI
Zip	49316-9223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	THE W 660' OF S 40 AC S 1/2 SW 1/4 SEC 1 T4N R11W (96)
Legal Range	11W
Legal Township	04N
Legal Section	01
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2001
Census Tract	30402

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 2ND ST, CALEDONIA, MI 49316-9223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 1995 · Amount on Record
Deed Sale	May 17, 1995 · Amount on Record
Deed Book / Page	1515 / 27
Last Transfer Date	Jul 20, 2020
Transfer Doc	004491/840
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4609 2ND ST, CALEDONIA, MI 49316-9223
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004257/325
Date	Jun 25, 2018
Book Page	4257/325

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 3, 2020
Property Address	4609 2ND ST, CALEDONIA, MI 49316-9223
Document Number	004491/840
Book / Page	4491 / 840
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 2ND ST, CALEDONIA, MI 49316-9223

Mortgage

Document Number	0004491843
Date	Aug 3, 2020
Instrument	4491/843

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Caledonia Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,600 (+18.17%) Land $42,800 Building $160,800	$407,200 (+18.17%) Land $85,600 Building $321,600
2025	$3,224.00 (+2.71%) Homeowner's exemption	$172,300 (+12.03%) Land $40,800 Building $131,500	$344,600 (+12.03%) Land $81,600 Building $263,000
2024	$3,139.00 (+9.91%)
2023		$153,800 Land $38,500 Building $115,300	$307,600 Land $77,000 Building $230,600
2022	$2,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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