4609 13th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4609 13th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,309 sqft · built 1963
Owner	2 Individual Names on Record
Tax Bill	$8,092 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R65372`

Property Details

APN / Parcel Number

Primary APN	`R65372`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,309 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Width	111 ft Width
Garage Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4609 13TH ST
City	LUBBOCK
State	TX
Zip	79416-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RUSHLAND PK BLK 16 W111.11'OF L 11
Legal Subdivision	RUSHLAND PARK
Legal Block	16
Legal Lot Number	110
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2015
Census Tract	403

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15610 FM 1730, LUBBOCK, TX 79424-6646
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUBBOCK NATIONAL BANK
Oct 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LUBBOCK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2013
Deed Sale	May 15, 2013
Deed Document Number	2013-19904
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	2009018258
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4609 13TH ST, LUBBOCK, TX 79416-4823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042370
Date	Sep 23, 2020
Instrument	2020042370

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 30, 2018
Property Address	4609 13TH ST, LUBBOCK, TX 79416-4823
Instrument Date	Oct 24, 2018
Instrument	41495
Transaction Type	Construction Loan
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 13TH ST LUBBOCK TX 794164823, LUBBOCK, TX 79416-4823

Mortgage

Document Number	0000041495
Date	Oct 30, 2018
Instrument	41495

Lender

Name	LUBBOCK NAT'L BK
Type	Bank
Address	LUBBOCK, TX 79493-6100

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,092.00 (-10.35%)	$457,326 (-21.1%) Land $95,000 Building $362,326	$457,326 (-21.1%) Land $95,000 Building $362,326
2024	$9,026.00 (-16.22%)
2023	$10,774.00 (-5.81%)	$579,626 Land $55,500 Building $524,126	$579,626 Land $55,500 Building $524,126
2022	$11,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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