Dare County property record for 46081 Ocean Dr, Buxton, NC 27920
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,110 sqft · built 2003 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $635,000 (Jul 2024) |
| Tax Bill | $3,636 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 053608895203 |
| Primary APN | 053608895203 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 053608895203 |
|---|---|
| Street Address | 46081 OCEAN DR |
| City | BUXTON |
| State | NC |
| Zip | 27920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 31 BLK: SEC: B PL: 2 SL: 1 |
| Legal Subdivision | CAPE HATTERAS SEASHORE |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | HATTERAS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 970502 |
46081 Ocean Dr is owned by a company that bought it in July 2024.
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7566 HOLLY RIDGE DR, GLEN BURNIE, MD 21060-8713 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Prior Sale | Apr 14, 2023 · Amount on File |
| Deed Document Number | 2024700140682 |
| Deed Book / Page | 2742 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 14, 2023 |
| Property Address | 46081 OCEAN DR, BUXTON, NC 27920 |
| Document Number | 002675/749 |
| Book / Page | 2675 / 749 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 700128503 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 330, CHRISTIANSBRG, VA 24068-0330 |
| Name | Verified Name |
|---|---|
| Address | 1 OAK HILL RD, CARLISLE, PA 17015-7709 |
| Document Number | 0700128504 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 700128504 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 46081 OCEAN DR, BUXTON, NC 27920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2186/559 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 2186/559 |
| Instrument | 700042616 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2037 |
The 2026 property tax bill for 46081 Ocean Dr was $3,636, up 0.3% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,636.00 (+0.28%) | $632,600 (-) Land $155,800 Building $476,800 | $632,600 Land $155,800 Building $476,800 |
| 2025 | $3,626.00 | $632,600 Land $155,800 Building $476,800 | |
| 2023 | $3,400.00 | $425,140 Land $122,500 Building $302,640 | |
| 2020 | $632,600 Land $155,800 Building $476,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46081 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 397 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 397 in force |
| Nearby Flood Claims | 879 (1993–2026) |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46081 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-CAPE HATTERAS WATER serves 5,486 people · EPA ID NC0428025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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